Raiffeisen Bank Slovakia API & Open Banking Access

Reaching your Raiffeisen Bank (Slovakia) accounts programmatically no longer means chasing PSD2 certificates or standing up a regulated TPP. open-banking.io gives you a single, privacy-first path to your Slovak Raiffeisen data — both business and personal accounts — with consent that stays valid for up to 180 days before you re-approve. There is no published BIC required from you; you simply pick the bank and let the standard consent flow do the rest.

Everything runs on a zero-knowledge, certificate-free model. Your encryption keys are generated on your own device, so open-banking.io only ever holds your public key. Balances and transactions are decrypted locally, by you — the servers never see readable data.

How to connect Raiffeisen Bank

Connecting happens entirely inside the open-banking.io dashboard — there is no API call, code, or key involved in this step:

1. Sign up for an open-banking.io account.
2. Set your encryption passphrase; your private key is created locally and never leaves your device.
3. In the dashboard, choose Raiffeisen Bank (Slovakia) and select the account type — business or personal.
4. You're redirected to Raiffeisen Bank's own secure login, where you approve access on the bank's PSD2 consent screen.
5. Your approved accounts sync back into your dashboard automatically.

That's the whole connection. You authenticate directly with Raiffeisen Bank — open-banking.io never sees your banking credentials.

Access your data

Once the connection is live, developers can optionally read it in code. On the Developers page, create an API key and export a credentials.json — this bundles the API key and your private decryption key. From there use the CLI (openbanking accounts, openbanking transactions, openbanking sync), an SDK, or the REST API. Requests authenticate with the X-Api-Key header, and every response is decrypted locally with your own key. Without that private key, an API key alone returns only ciphertext — which is exactly what zero-knowledge means. The CLI and SDK only read and sync existing connections; they never create one.

All of this is included for around EUR 3/month, covering 2,600+ EU and UK banks.

Do I need an eIDAS certificate?

No. open-banking.io is certificate-free — you connect through Raiffeisen Bank's own consent screen.

Can open-banking.io read my transactions?

No. It stores only your public key; your data is decrypted on your device with a key only you hold.

How long does access last?

Raiffeisen Bank allows consent for up to 180 days, after which you simply re-approve.

Ready to start? Visit open-banking.io.