PayPal Slovakia: Open Banking & API Data Access

Millions of people and businesses across Slovakia rely on PayPal to send money, get paid and run online shops. open-banking.io lets you bring that PayPal activity into one place and, if you want, read it programmatically — without certificates, without an eIDAS setup, and without ever handing your data to a third party you have to trust. It works for business and personal PayPal accounts, and a single approval keeps your access live for up to 180 days.

Because open-banking.io is zero-knowledge, everything is decrypted on your own device with a key only you hold. Our servers only ever see your public key, so they store ciphertext they cannot read.

How to connect PayPal

Connecting happens entirely in the open-banking.io dashboard — there is no code, no endpoint call and no API key involved in this step.

  1. Sign up for open-banking.io and open the dashboard.
  2. Set your encryption passphrase. Your encryption keys are generated locally on your device at this moment.
  3. Choose PayPal from the bank list and select your account type (business or personal).
  4. You are redirected to PayPal's own secure login to review and approve the access request (standard PSD2 consent).
  5. Once approved, your PayPal accounts and transactions sync back into your dashboard.

That's the whole flow. You authorise everything directly on PayPal's screen — open-banking.io never sees your PayPal password. Note that PayPal has no traditional BIC/SWIFT code, so none is required here.

Access your data

After PayPal is connected, developers can optionally read the data programmatically. On the Developers page, create an API key and export a credentials.json, which bundles that API key together with your private decryption key.

From there, use the CLI (openbanking accounts, openbanking transactions, openbanking sync), an SDK, or the REST API. Every request carries the X-Api-Key header, and each response is decrypted locally with your own key — an API key alone only ever returns ciphertext. The CLI and SDK only read and sync existing connections; there is no connect command.

Does open-banking.io store my PayPal login?

No. You approve access on PayPal's own consent screen, and we never receive your credentials.

Can open-banking.io read my transactions?

No. Data is decrypted only on your device with a key we never hold, so we only store ciphertext.

What does it cost?

Around EUR 3 per month for access to 2,600+ EU/UK banks and providers, PayPal included.

Ready to start? Visit open-banking.io.