N26 API Access in Slovakia | open-banking.io

Bring your N26 data into your own tools without wrestling with bank portals or manual exports. open-banking.io gives developers, finance teams, and product builders in Slovakia a clean, standards-based way to read N26 accounts programmatically. Whether you're reconciling books, powering a budgeting feature, or feeding an internal dashboard, N26 becomes just another endpoint you can query.

How to connect N26

1. Create an open-banking.io account and generate your API credentials.
2. Select N26 (Slovakia) from the supported institution list.
3. Redirect the account holder to N26's secure login to approve access.
4. Receive the authorization callback and store the returned session reference.
5. Call the accounts, balances, and transactions endpoints to start syncing.

No eIDAS certificates, no per-bank onboarding paperwork, and no bespoke integration work per institution — the same request shape covers N26 and 2,600+ other European banks.

What data you can access

• Accounts — identifiers and metadata for personal and business N26 accounts.
• Balances — current and available amounts, refreshed on demand.
• Transactions — dated entries with counterparty details, amounts, and references for categorisation and reconciliation.

Consent and coverage

N26 supports both business and personal account types through the connection. Each authorisation lasts up to a maximum of 180 days, after which the account holder simply re-approves to keep the sync alive. Note that a BIC is not available for this connection, so match accounts on the identifiers returned by the API rather than expecting one.

Privacy by design

open-banking.io is zero-knowledge: we act as the transport between your application and N26 without retaining your customers' banking data. Access is certificate-free, removing the usual QWAC/QSEAL overhead, while every request still runs over the bank's own authenticated consent flow. Your users' credentials are only ever entered on N26's own pages.

Pricing

One straightforward plan of around EUR 3/month covers N26 alongside the full bank network — no setup fees and no charge per additional institution.

FAQ

Do I need a business account to connect N26?

No. Both personal and business N26 accounts are supported, so you can integrate either through the same API.

How often will I need to renew consent?

N26 consent lasts up to 180 days. Before it expires, the account holder re-authorises in a few taps and syncing resumes.

Does open-banking.io store my transaction data?

No. The service is zero-knowledge — it passes data between your app and N26 without keeping it on our side.

Ready to start syncing N26? Get your keys at open-banking.io.