PayPal API Access in Slovenia via Open Banking

Want to pull your PayPal balances and transactions in Slovenia into your own tools? open-banking.io lets you link PayPal through Europe's PSD2 rules and read the data on your terms. There is no certificate to obtain, no bank-side onboarding, and no eIDAS paperwork — you sign up, and everything your bank shares is decrypted locally with a key that never leaves your device.

PayPal in Slovenia works for both business and personal accounts, and a single consent stays valid for up to 180 days before you re-approve. There is no BIC for PayPal, so you simply select it by name. Because open-banking.io is zero-knowledge, our servers only ever hold your public key — the ciphertext we store is meaningless without the private key that stays with you.

How to connect PayPal

Connecting happens entirely inside the open-banking.io dashboard — not through any API call or key.

  1. Create your open-banking.io account and set an encryption passphrase. Your key pair is generated right there on your device.
  2. In the dashboard, search for PayPal and choose the account type (business or personal).
  3. You are redirected to PayPal's own secure login, where you approve the access request (the standard PSD2 consent screen).
  4. Once approved, your PayPal accounts sync back into your dashboard, ready to view.

That is the whole flow — no code, no developer redirect, and no API key needed just to link the account.

Access your data

Reading PayPal programmatically is an optional step you take after connecting. Open the Developers page, create an API key, and export a credentials.json — it bundles the API key together with your private decryption key. From there you can use the CLI (openbanking accounts, openbanking transactions, openbanking sync), an SDK, or the REST API. Every request carries the X-Api-Key header, and each response is decrypted locally with your own key. An API key on its own only ever returns ciphertext — the readable data appears only once your private key unlocks it.

All of this runs for roughly EUR 3/month.

Is a certificate or QWAC required?

No. open-banking.io is certificate-free — you never handle eIDAS certificates or bank credentials yourself.

Can open-banking.io read my PayPal data?

No. It is zero-knowledge: we hold only your public key, so stored data stays encrypted and is decrypted solely on your device.

Do I need to code to connect PayPal?

No. Linking is done in the dashboard via PayPal's consent screen. The CLI, SDK and API only read or sync connections you have already made.

Ready to begin? Visit open-banking.io.