iBanFirst Open Banking & API Access Explained

Want to reach your iBanFirst (BIC FXBBBEBBXXX) balances and transactions from your own tools? open-banking.io gives you a single, privacy-first way to access business and personal iBanFirst accounts without chasing PSD2 certificates or maintaining a bank-specific integration. It covers 2,600+ EU and UK banks, and everything your bank returns is decrypted locally with a key that never leaves your device.

The service is zero-knowledge and certificate-free: open-banking.io only ever holds your public key, so its servers store ciphertext they cannot read. Access costs roughly EUR 3/month, with no per-connection or per-call surcharges.

How to connect iBanFirst

Connecting is done entirely in the open-banking.io dashboard — there is no API call, code, or key involved in this step.

  1. Sign up for open-banking.io and set your encryption passphrase. Your keys are generated right there on your own device.
  2. In the dashboard, search for and select iBanFirst, then choose the account type you hold — business or personal.
  3. You're redirected to iBanFirst's own secure login, where you approve access under PSD2. Your credentials are only ever entered on the bank's page.
  4. Once approved, your iBanFirst accounts sync into your dashboard. Consent lasts up to 180 days, after which you simply re-approve on iBanFirst's screen.

Access your data

Reading iBanFirst data programmatically is an optional developer step that comes after you've connected in the dashboard. On the Developers page, create an API key and export a credentials.json — this bundles the API key and your private decryption key.

With that in place, use the CLI (openbanking accounts, openbanking transactions, openbanking sync), an SDK, or the REST API. Requests authenticate with the X-Api-Key header, and every response is decrypted locally using your own key. Note there is no connect command — the CLI and SDK only read and sync connections you already made in the dashboard. An API key on its own returns ciphertext; without your private key, it stays unreadable.

FAQ

Do I connect iBanFirst with an API key?

No. You connect only in the dashboard by approving access on iBanFirst's own login. API keys are purely for reading data afterward.

Can open-banking.io staff see my iBanFirst transactions?

No. The system is zero-knowledge — it holds only your public key, and data is decrypted on your device.

How long does iBanFirst access last?

Up to 180 days per consent, then you re-approve on iBanFirst's secure screen.

Ready to start? Visit open-banking.io.