Delavska Hranilnica API Access & Open Banking Data

Delavska Hranilnica (DH) is one of Slovenia's established savings banks, and open-banking.io gives you a private, standardised way to reach the account data behind it. Instead of scraping statements or wrestling with per-bank portals, you link Delavska Hranilnica once and then read balances and transactions on your own terms. Every byte is decrypted locally with a key only you hold, so open-banking.io never sees your financial data in the clear.

Both business and personal Delavska Hranilnica accounts are supported. There is no published BIC for the DH integration (BIC n/a), and a single PSD2 consent stays valid for up to 180 days before you renew it — the maximum the standard allows.

How to connect Delavska Hranilnica

Connecting happens entirely inside the open-banking.io dashboard — there is no API call, code, or key involved in this step.

  1. Sign up for open-banking.io and set your encryption passphrase. Your keys are generated on your own device, so only you can later decrypt anything.
  2. In the dashboard, choose Delavska Hranilnica and select the account type (business or personal).
  3. You are redirected to Delavska Hranilnica's own secure login, where you approve access directly on the bank's consent screen (PSD2).
  4. Your approved accounts sync back into your dashboard, ready to view.

Because you authorise on DH's own pages, your credentials are never handled by open-banking.io.

Access your data

Once Delavska Hranilnica is connected, developers can optionally read the data programmatically. Open the Developers page, create an API key, and export a credentials.json — this bundles the API key together with your private decryption key. From there use the CLI (openbanking accounts, openbanking transactions, openbanking sync), an SDK, or the REST API. Requests authenticate with the X-Api-Key header, and every response is decrypted locally with your key. An API key alone only ever returns ciphertext — without your private key it stays unreadable, which is what zero-knowledge, certificate-free access means in practice.

All of this runs for around EUR 3/month.

Do I need a developer account to use Delavska Hranilnica?

No. Connecting and viewing accounts is done in the dashboard. The API key and credentials.json are only for optional programmatic access afterwards.

Can open-banking.io read my Delavska Hranilnica data?

No. It stores only your public key. Data is decrypted on your device, so the service holds ciphertext it cannot open.

Up to 180 days per approval, after which you re-confirm access on Delavska Hranilnica's consent screen.

Start at open-banking.io.