Tidaholms Sparbank API Access via Open Banking

Pulling data out of Tidaholms Sparbank no longer means wrestling with bank-specific SDKs or eIDAS certificates. open-banking.io gives you a single, regulated API that talks to this local Swedish savings bank (BIC SWEDSESS) and 2,600+ other institutions across the EU and UK. Authenticate once, and your app can keep a live mirror of a customer's Tidaholms Sparbank accounts — no scraping, no manual CSV exports.

How to connect Tidaholms Sparbank

1. Create an open-banking.io account and grab your API key.
2. Call the endpoint to start a session, passing Tidaholms Sparbank as the target institution.
3. Redirect the account holder to the bank's own login for strong customer authentication (SCA).
4. Receive the consent token and begin reading data straight away.
5. Refresh the connection before the consent window closes to keep the sync uninterrupted.

What data you can access

Once consent is granted, you can read across both business and personal account types:

• Accounts — IBANs, currency and account metadata
• Balances — current and available figures in real time
• Transactions — historical and incoming entries with counterparties, amounts and reference details

Consent and coverage

Tidaholms Sparbank consent stays valid for up to 180 days, the PSD2 maximum, before the customer re-authenticates. Because the same API blankets thousands of European banks, you write your integration once and reuse it everywhere — a shared contract instead of a per-bank rewrite.

Privacy by design

We run zero-knowledge: your users' banking credentials go directly to Tidaholms Sparbank and never touch our servers. There are no eIDAS or QWAC certificates for you to buy, install or renew — the regulatory heavy lifting sits with us, so you ship faster.

Pricing

One flat plan of roughly EUR 3 per month covers your access to Tidaholms Sparbank and every other bank on the network. No per-call surcharges, no setup fees.

FAQ

Do I need my own banking licence to use this?

No. You connect through open-banking.io's regulated infrastructure, so you inherit PSD2 access without holding a licence yourself.

How current is the Tidaholms Sparbank data?

Balances and transactions are fetched live from the bank at request time, so what you read reflects the account's real-time state.

What happens when the 180-day consent expires?

The account holder simply re-authenticates through the bank's login and a fresh 180-day window begins — your integration handles the renewal automatically.

Ready to start syncing Tidaholms Sparbank data? Visit open-banking.io to get your key.