Swedbank API Access — Sync Sweden Accounts

Pull your Swedbank data into any app through a single open-banking connection. open-banking.io speaks directly to Swedbank (Sweden, BIC SWEDSESS) so you can keep account information in sync without maintaining your own bank integration, eIDAS certificates, or PSD2 licence. One endpoint covers Swedbank alongside 2,600+ other banks across the EU and UK.

How to connect Swedbank

1. Sign up for open-banking.io and grab your API key.
2. Select Swedbank (SWEDSESS) as the target institution.
3. Redirect the account holder to Swedbank's own login for BankID authentication.
4. Receive the callback and start reading data — no screen scraping involved.

What data you can access

Once a Swedbank customer approves the link, you can read:

• Accounts — business and personal account details and identifiers
• Balances — current and available amounts in real time
• Transactions — booked and pending entries with full history

Consent and coverage

Swedbank authorisation follows the PSD2 model: a single consent stays valid for up to 180 days before the customer re-confirms. Both business and personal account types are supported, and the flow is handled entirely inside Swedbank's trusted BankID environment.

Privacy by design

We run a zero-knowledge architecture — your users' banking credentials go straight to Swedbank and are never stored or seen by us. The service is certificate-free, so there are no QWAC/QSEAL files to buy, renew, or rotate. You integrate once and let us carry the regulatory weight.

Pricing

Flat and predictable: around EUR 3 per month. No per-call surcharges, no setup fees, and the same rate whether you connect one Swedbank account or thousands across the network.

FAQ

Do I need a PSD2 licence to use Swedbank?

No. open-banking.io acts as the regulated layer, so you can access Swedbank data without holding your own licence or certificates.

How long does a Swedbank consent last?

Up to 180 days per approval. After that the account holder simply re-authenticates through Swedbank to renew access.

Can I read both business and personal Swedbank accounts?

Yes. Both account types are covered, using the identical connection flow and data endpoints.

Ready to link Swedbank? Get started at open-banking.io.