Sparbanken Sjuhärad API Access & Open Banking

Need programmatic access to your Sparbanken Sjuhärad accounts without wrestling with eIDAS certificates or a PSD2 sandbox? open-banking.io gives you a certificate-free path to this Swedish savings bank (BIC SWEDSESS), covering both business and personal accounts. You connect once, and your balances and transactions stay available for the full 180-day consent window before a quick renewal.

What sets it apart is the zero-knowledge design: your encryption keys are generated on your own device, so open-banking.io only ever holds your public key. Sparbanken Sjuhärad data is decrypted locally — the service itself can never read it.

How to connect Sparbanken Sjuhärad

Connecting happens entirely in the open-banking.io dashboard — there is no API call, code, or key involved in this step:

  1. Sign up for open-banking.io and set an encryption passphrase. Your private key is created locally and never leaves your device.
  2. In the dashboard, pick Sparbanken Sjuhärad and choose the account type you want to link (business or personal).
  3. You're redirected to Sparbanken Sjuhärad's own secure login, where you approve access on the bank's PSD2 consent screen.
  4. Your accounts sync straight back into your dashboard, ready to view.

That's it — no developer redirect, no OAuth wiring on your end.

Access your data

Once the connection is live, reading it programmatically is an optional developer step. On the Developers page, create an API key and export a credentials.json — this bundles the API key together with your private decryption key. From there you can use the CLI (openbanking accounts, openbanking transactions, openbanking sync), an SDK, or the REST API directly.

Every request authenticates with the X-Api-Key header, and each response is decrypted locally with your own key. Note that the API key alone only returns ciphertext — without your private key, the data stays unreadable. There is no connect command; the CLI and SDK only read and sync connections you already made in the dashboard.

All of this runs for about EUR 3/month.

Do I need a PSD2 certificate for Sparbanken Sjuhärad?

No. open-banking.io is certificate-free — you approve access directly on Sparbanken Sjuhärad's login screen.

Can open-banking.io see my Sparbanken Sjuhärad transactions?

No. The architecture is zero-knowledge. Servers hold only your public key; decryption happens on your device.

Up to 180 days per Sparbanken Sjuhärad authorisation, after which you re-approve in a few clicks.

Ready to start? Head to open-banking.io.