Sparbanken Rekarne API Access & Open Banking Data

Reaching your Sparbanken Rekarne account data no longer means wrestling with eIDAS certificates or a bank sandbox. open-banking.io links the Eskilstuna savings bank (BIC SWEDSESS) to a single dashboard that covers 2,600+ European institutions, so both business and personal accounts land in one place. Everything is decrypted on your own device with a key only you hold — the service is zero-knowledge and stores nothing it could read.

How to connect Sparbanken Rekarne

Connecting happens entirely in the open-banking.io dashboard — there is no API call, code, or key involved in this step.

  1. Sign up for open-banking.io and set your encryption passphrase. Your keys are generated locally on your device at this moment.
  2. In the dashboard, search for Sparbanken Rekarne and choose the account type you need (business or personal).
  3. You are redirected to Sparbanken Rekarne's own secure login, where you approve access under PSD2. Your credentials only ever touch the bank.
  4. Once you confirm, your accounts and transactions sync back into your dashboard. Consent lasts up to 180 days, after which you simply re-approve on the bank's screen.

Access your data

Programmatic access is an optional step after the connection above already exists. On the Developers page, create an API key and export a credentials.json — this bundles the API key together with your private decryption key. From there you can use the CLI (openbanking accounts, openbanking transactions, openbanking sync), an SDK, or the REST API. Every request carries the X-Api-Key header, and each response is decrypted locally with your own key. An API key on its own returns only ciphertext, because open-banking.io's servers hold just your public key and can never see your balances or transactions.

At roughly EUR 3/month, you get certificate-free coverage and privacy by design — no regulatory onboarding, no data warehoused in the clear.

Do I need a PSD2 certificate for Sparbanken Rekarne?

No. open-banking.io handles the licensed access layer, so you approve consent directly on Sparbanken Rekarne's login screen without any certificate of your own.

Can open-banking.io read my Sparbanken Rekarne data?

No. Data is encrypted with a key generated on your device. The service is zero-knowledge and only ever holds your public key.

How long does access to Sparbanken Rekarne last?

Sparbanken Rekarne permits consent windows of up to 180 days. When one expires, you re-approve on the bank's own screen to keep syncing.

Start at open-banking.io.