Skandia API Access — Connect Sweden Bank Data

Bring your Skandia banking data into your own systems without wrestling with eIDAS certificates or bespoke bank integrations. open-banking.io gives you a single, standardised API to read account information from Skandiabanken in Sweden, so you can sync balances and transactions on your own schedule and keep your bookkeeping, dashboards, or apps continuously up to date.

How to connect Skandia

1. Create an open-banking.io account and generate your API key.
2. Select Skandia (Sweden) — BIC SKIASESSXXX — from the supported institutions.
3. Redirect the account holder to Skandia's own login to approve access.
4. Receive the consent token and start pulling data through the unified endpoints.

What data you can access

Once a customer authorises access, you can retrieve:

• Accounts — identifiers and metadata for both business and personal accounts
• Balances — current and available figures in real time
• Transactions — historical and incoming entries with counterparties and references

Consent and coverage

Skandia supports business and personal account types, and a single customer authorisation stays valid for up to 180 days before it needs to be renewed. The same integration reaches 2,600+ banks across the EU and UK, so once you build against Skandia you can extend to other institutions without new code.

Privacy by design

open-banking.io is zero-knowledge: your credentials and financial data pass through without us retaining them. There are no eIDAS certificates to buy or maintain and no PSD2 licence of your own required — we handle the regulated plumbing so you can focus on building.

Pricing

Access starts at roughly EUR 3 per month, a flat, predictable cost with no per-call surprises and no enterprise contracts.

FAQ

Do I need a licence to connect to Skandia?

No. open-banking.io operates under the regulated framework on your behalf, so you connect through our API without holding your own PSD2 authorisation or certificates.

How long does a Skandia consent last?

Each customer approval remains active for up to 180 days. After that, the account holder simply re-authorises to continue the data sync.

Can I access both personal and business accounts?

Yes. Skandia exposes both personal and business account types, and both are reachable through the same set of endpoints.

Ready to start syncing Skandia data? Get your key at open-banking.io.