SBAB Bank API Access & Open Banking | open-banking.io

Reaching your SBAB Bank account data no longer means wrestling with PSD2 certificates or hosting your own infrastructure. open-banking.io gives you a single, encrypted view of your SBAB Bank personal accounts alongside 2,600+ other European banks — and because every record is decrypted on your own device, nobody but you can read it.

SBAB Bank (BIC SBAVSESSXXX) is a Swedish mortgage and savings specialist. Through open-banking.io you can link its personal accounts and keep balances and transactions in sync, with a PSD2 consent that stays valid for up to 180 days before you refresh it.

How to connect SBAB Bank

Connecting happens entirely in the open-banking.io dashboard — there is no code, endpoint, or API key involved in this step:

  1. Sign up for open-banking.io and set your encryption passphrase. Your keys are generated locally on your device, so the service only ever holds your public key.
  2. In the dashboard, search for SBAB Bank and choose the personal account type.
  3. You are redirected to SBAB Bank's own secure login, where you approve access on the bank's consent screen.
  4. Once approved, your accounts flow back into the dashboard and begin syncing automatically.

That's it — no certificates to register, no bank agreement to negotiate.

Access your data

After your SBAB Bank connection is live, developers can optionally read it programmatically. On the Developers page, create an API key and export a credentials.json — this bundles the API key together with your private decryption key. From there use the CLI (openbanking accounts, openbanking transactions, openbanking sync), an SDK, or the REST API. Requests authenticate with the X-Api-Key header, and every response is decrypted locally with your own key. The API key alone only ever returns ciphertext; without your private key the data stays unreadable — that's what zero-knowledge means in practice.

FAQ

Do I need an eIDAS certificate to access SBAB Bank?

No. open-banking.io is certificate-free. You approve access on SBAB Bank's own consent screen and the platform handles the PSD2 layer for you.

Can open-banking.io read my SBAB Bank transactions?

No. The service is zero-knowledge and stores only your public key. Your data is decrypted exclusively on your device with a key that never leaves it.

How much does it cost?

Access is roughly EUR 3 per month, covering SBAB Bank and every other supported institution.

Ready to link your account? Get started at open-banking.io.