Resurs Bank Open Banking & API Access | Sweden

Resurs Bank is a Swedish consumer bank known for retail finance, savings, and everyday personal accounts. If you want your own Resurs Bank data in one place — balances, transactions, and account details you can actually work with — open-banking.io gives you a clean, PSD2-compliant path without certificates, eIDAS setup, or a bank integration project of your own.

Everything runs on a zero-knowledge design. When you sign up you choose an encryption passphrase, and the keys that protect your data are generated on your own device. open-banking.io stores only your public key, so its servers can move your encrypted Resurs Bank data around but can never read it. Decryption happens locally, on your machine, with a key only you hold.

How to connect Resurs Bank

Connecting happens entirely inside the open-banking.io dashboard — there is no API call, no code, and no key involved in this step:

  1. Sign up for open-banking.io and set your encryption passphrase (your keys are created locally, in your browser).
  2. In the dashboard, search for and select Resurs Bank and choose the personal account type — the account type Resurs Bank exposes over open banking.
  3. You are redirected to Resurs Bank's own secure login, where you approve access (PSD2 consent). Your consent stays valid for up to 180 days, after which you simply re-approve.
  4. Your Resurs Bank accounts then sync automatically into your dashboard.

Note that Resurs Bank does not publish a BIC for this connection (BIC: not available), which is normal — open-banking.io identifies the bank for you in the picker.

Access your data

Once Resurs Bank is connected, reading the data programmatically is an optional developer step. On the Developers page, create an API key and export a credentials.json — this bundles the API key together with your private decryption key. From there you can use the CLI (openbanking accounts, openbanking transactions, openbanking sync), an SDK, or the REST API directly. Requests authenticate with the X-Api-Key header, and every response is decrypted locally with your own key. An API key on its own only ever returns ciphertext — without your private key there is nothing readable to see.

At around EUR 3/month, you get certificate-free, privacy-first access across 2,600+ EU and UK banks.

Do I need eIDAS certificates for Resurs Bank?

No. open-banking.io handles the regulated connection, so you never touch certificates or PSD2 licensing.

What Resurs Bank accounts can I access?

Personal accounts, exactly as Resurs Bank makes them available through open banking.

Can open-banking.io read my Resurs Bank data?

No. It holds only your public key. Your data is decrypted locally with a key that never leaves your control.

Start at open-banking.io.