Pleo API Access & Open Banking Integration (Sweden)

Pleo is a spend-management platform whose Swedish business and personal accounts fall under PSD2, which means you can reach their balances and transactions through open-banking.io without any certificate, eIDAS setup, or bank-specific paperwork. open-banking.io brokers the regulated access for you and hands back data that is decrypted on your own device — its servers only ever hold your public key, so no one but you can read what syncs in.

Pleo (Sweden) is reachable under BIC PLEODKK2, supports both business and personal account types, and grants a consent window of up to 180 days before you re-approve.

How to connect Pleo

Connecting happens entirely inside the open-banking.io dashboard — there is no API call, code, or key involved in this step.

  1. Sign up for open-banking.io and set your encryption passphrase. Your keys are generated locally on your device; the passphrase never leaves it.
  2. In the dashboard, search for Pleo and choose the account type you need — business or personal.
  3. You are redirected to Pleo's own secure login, where you approve access under PSD2.
  4. Once you confirm, your Pleo accounts sync straight into your dashboard.

That consent stays valid for up to 180 days, after which the dashboard prompts you to renew.

Access your data

Reading Pleo programmatically is an optional step you take after the connection exists. On the Developers page, create an API key and export a credentials.json — this bundles the API key together with your private decryption key. From there you can use the CLI (openbanking accounts, openbanking transactions, openbanking sync), an SDK, or the REST API directly.

Every request carries the X-Api-Key header, and each response is decrypted locally with your own key. An API key on its own only returns ciphertext — without your private key it stays unreadable, which is what makes the service genuinely zero-knowledge. Note that the CLI and SDK only read and sync connections that already exist; there is no connect command.

All of this runs from roughly EUR 3/month across 2,600+ supported banks.

Can I connect Pleo with just an API key?

No. Connecting is done in the dashboard by approving access on Pleo's own login screen. API keys are only for reading data afterward.

Does open-banking.io see my Pleo transactions?

No. Data is decrypted on your device with a key only you hold. The service stores only your public key and encrypted payloads.

Which account types are covered?

Both business and personal Pleo accounts, each with a consent lifetime of up to 180 days.

Start connecting Pleo at open-banking.io.