PayPal Sweden API Access & Open Banking Data
Reaching your PayPal (Sweden) balances and transaction history usually means wrestling with certificates, sandbox credentials and a developer console. open-banking.io removes that friction: it links your PayPal account through the regulated PSD2 open-banking rails, then hands the resulting data back to you as plain, locally decrypted JSON. Both business and personal PayPal accounts are supported, and a single approval keeps the connection live for up to 180 days before you renew it.
There is no BIC to enter for PayPal (it is not applicable here) — the whole flow runs from your dashboard, so you never touch a routing code, an eIDAS certificate or a raw API endpoint to get connected.
How to connect PayPal
Everything happens inside the open-banking.io dashboard — not through code:
- Sign up for an open-banking.io account.
- Set an encryption passphrase. Your encryption keys are generated right on your own device, so only you ever hold the private key.
- Pick PayPal from the bank list in the dashboard and choose the account type (business or personal).
- You are redirected to PayPal's own secure login, where you approve access under PSD2 consent — your credentials only ever go to PayPal.
- Your PayPal accounts then sync into your dashboard, ready to view.
No API key, no POST request and no developer redirect are part of connecting — you simply authorise on PayPal's own consent screen.
Access your data
Once PayPal is linked, reading it programmatically is an optional developer step. On the Developers page, create an API key and export a credentials.json file — it bundles that API key together with your private decryption key. From there you can use the CLI (openbanking accounts, openbanking transactions, openbanking sync), an SDK, or the REST API. Requests carry your key in the X-Api-Key header, and every response is decrypted locally, on your machine. There is no connect command — the CLI and SDK only read and sync the connection you already approved in the dashboard.
Because open-banking.io is zero-knowledge, its servers only ever hold your public key. An API key on its own returns ciphertext; without your private key, nobody — not even open-banking.io — can read your PayPal data. All of this runs certificate-free for around EUR 3/month.
Is PayPal Sweden business or personal supported?
Both. You choose the account type when you pick PayPal in the dashboard.
How long does one PayPal connection last?
Up to 180 days per consent, after which you re-approve on PayPal's screen.
Can open-banking.io read my PayPal transactions?
No. Data is decrypted only on your device with a key that never leaves it.