Orusts Sparbank API Access & Open Banking Data

Reach your Orusts Sparbank accounts through a single, privacy-first workspace. open-banking.io links to Orusts Sparbank (BIC SWEDSESS) across the EU/UK network of 2,600+ banks, covering both business and personal account types. There are no eIDAS certificates to buy and no PSD2 licence to hold — you set an encryption passphrase, your keys are generated on your own device, and only you can turn your synced data back into plaintext.

How to connect Orusts Sparbank

Connecting happens entirely inside the open-banking.io dashboard — there is no API call, code, or key involved in this step.

  1. Sign up for open-banking.io and set your encryption passphrase. Your private decryption key is created locally and never leaves your device.
  2. In the dashboard, search for Orusts Sparbank and choose the account type you need (business or personal).
  3. You are redirected to Orusts Sparbank's own secure login, where you approve access on the bank's PSD2 consent screen.
  4. Your accounts and transactions sync back into your dashboard. A single consent stays valid for up to 180 days, after which you simply re-approve.

Because open-banking.io is zero-knowledge, its servers hold only your public key — the approval you give lives between you and Orusts Sparbank.

Access your data

Once Orusts Sparbank is connected, developers can optionally read the data programmatically. On the Developers page, create an API key and export a credentials.json — this bundles the API key and your private decryption key. From there use the CLI (openbanking accounts, openbanking transactions, openbanking sync), an SDK, or the REST API. Requests authenticate with the X-Api-Key header, and every response is decrypted locally with your own key. The API key alone only ever returns ciphertext, so nobody but you can read it. Note the CLI and SDK read and sync existing connections — the initial link is always made in the dashboard.

All of this runs for roughly EUR 3/month.

Do I need a certificate or licence?

No. open-banking.io is certificate-free — a passphrase and account are all you need to connect Orusts Sparbank.

Can open-banking.io read my Orusts Sparbank data?

No. The service is zero-knowledge and stores only your public key. Decryption happens on your device with a key only you hold.

How long does access last?

Orusts Sparbank consent runs up to 180 days per approval, then you re-confirm on the bank's login screen.

Start at https://open-banking.io.