OKQ8 Bank API Access & Open Banking Sweden

Pulling your OKQ8 Bank (Sweden) account data into your own tools shouldn't mean chasing eIDAS certificates or building a PSD2 stack from scratch. open-banking.io gives you a single, certificate-free path to your OKQ8 Bank personal accounts — and because everything is decrypted locally with a key only you hold, the service never sees your balances or transactions in the clear.

OKQ8 Bank is a Swedish consumer bank covering personal accounts. It has no published BIC, and consent for account access lasts up to 180 days before you re-approve — standard PSD2 behaviour that open-banking.io handles for you.

How to connect OKQ8 Bank

Connecting happens entirely in the open-banking.io dashboard — there is no API call, code snippet or key involved in this step.

  1. Sign up for open-banking.io and set your encryption passphrase. Your key pair is generated on your own device; only your public key ever leaves it.
  2. In the dashboard, choose OKQ8 Bank and select the personal account type.
  3. You're redirected to OKQ8 Bank's own secure login, where you approve access on the bank's consent screen.
  4. Your approved accounts sync back into your dashboard, ready to view.

That's the whole flow: you authorise directly with OKQ8 Bank, and open-banking.io stores only encrypted data tied to your public key.

Access your data

Once OKQ8 Bank is connected, reading it programmatically is an optional developer step. On the Developers page, create an API key and export a credentials.json — this bundles your API key together with your private decryption key. From there you can:

  • Use the CLI: openbanking accounts, openbanking transactions, openbanking sync
  • Call the REST API or an SDK, sending your key in the X-Api-Key header

Every response is decrypted locally with your private key. The CLI and SDK only read and sync connections that already exist — there is no connect command, and an API key alone returns nothing but ciphertext without your key.

FAQ

Do I need an eIDAS certificate for OKQ8 Bank?

No. open-banking.io is certificate-free — you approve access on OKQ8 Bank's own login and skip the regulated-TPP paperwork entirely.

Can open-banking.io see my OKQ8 Bank data?

No. It's zero-knowledge: the servers hold only your public key and encrypted data. Decryption happens on your device with a key only you have.

How long does my OKQ8 Bank access last?

Up to 180 days per consent. When it expires, you simply re-approve on OKQ8 Bank's consent screen from the dashboard.

For around EUR 3/month you get certificate-free, privacy-first access to OKQ8 Bank and 2,600+ other European banks. Start at open-banking.io.