Nordea First Card Open Banking API Access, Sweden

Nordea First Card is a corporate charge card used across the Nordics, and its transaction feed is often the missing piece in expense tooling and accounting automation. With open-banking.io you can bring that feed into one place under PSD2 — no bank certificate, no eIDAS setup, and no direct integration contract with the card issuer. You connect once, and your Nordea First Card statements sync into a dashboard where every record stays encrypted with a key that never leaves your device.

open-banking.io reaches 2,600+ EU and UK institutions from a single account. It is zero-knowledge by design: the service stores only your public key, so its servers hold ciphertext they cannot read. Decryption happens locally, whenever you or your tools request the data.

How to connect Nordea First Card

Connecting happens entirely in the open-banking.io dashboard — there is no API call, code, or key involved in this step.

1. Sign up for an account and set your encryption passphrase. Your key pair is generated on your own device at this moment.
2. In the dashboard, search for Nordea First Card and choose it. First Card issues business accounts, so pick the business account type.
3. You are redirected to Nordea First Card's own secure login to approve access. This PSD2 consent is granted on the bank's screen, not ours.
4. Once approved, your accounts sync into your dashboard. The BIC is NDEASESS, and your consent stays valid for up to 180 days before Nordea asks you to reauthorise.

Access your data

Reading the data programmatically is an optional developer step you take after connecting. Open the Developers page, create an API key, and export a credentials.json that bundles the API key together with your private decryption key.

From there, use the CLI (openbanking accounts, openbanking transactions, openbanking sync), an SDK, or the REST API. Requests authenticate with the X-Api-Key header, and every response is decrypted locally with your own key. The CLI and SDK only read and sync connections that already exist — they never create one. An API key on its own returns ciphertext; without your private key, nothing is readable. All of this runs for around EUR 3 per month.

Do I need a bank certificate or eIDAS credential?

No. open-banking.io is certificate-free — you approve access on Nordea First Card's consent screen and nothing else is required.

Can open-banking.io staff see my First Card transactions?

No. The platform holds only your public key, so stored data is ciphertext. It is decrypted only on your device.

Does connecting require writing code?

No. Connecting is done in the dashboard. The CLI, SDK, and API are optional and only read existing connections.

Start at https://open-banking.io.