Morrow Bank Sweden: Open Banking & API Access

Morrow Bank is a Swedish consumer bank offering savings and lending to private customers. If you want your Morrow Bank account and transaction history in one place — or feeding a script — open-banking.io links your personal Morrow Bank account under PSD2 without you handling any bank certificate or eIDAS setup. Everything is encrypted on your own device, so only you can read what comes back.

open-banking.io covers 2,600+ banks across the EU and UK for roughly EUR 3 per month. Morrow Bank's PSD2 details are simple: personal accounts are supported, there's no published BIC, and a single approval keeps your connection live for up to 180 days before Morrow Bank asks you to renew it.

How to connect Morrow Bank

Connecting happens entirely inside the open-banking.io dashboard — there is no API call, code, or key involved in this step.

  1. Sign up for open-banking.io and set your encryption passphrase. Your keys are generated locally on your device; open-banking.io only ever holds your public key.
  2. In the dashboard, pick Morrow Bank and choose the personal account type.
  3. You're redirected to Morrow Bank's own secure login, where you approve access on the bank's PSD2 consent screen.
  4. Your accounts sync back into the dashboard, and stay connected for the 180-day consent window.

Access your data

Programmatic access is an optional step you take after connecting. On the Developers page, create an API key and export a credentials.json — this bundles the API key together with your private decryption key. From there use the CLI (openbanking accounts, openbanking transactions, openbanking sync), an SDK, or the REST API directly. Requests authenticate with the X-Api-Key header, and every response is decrypted locally with your own key. The CLI and SDK only read and sync connections that already exist — they never create them.

Because open-banking.io is zero-knowledge, its servers store only ciphertext. An API key alone returns encrypted data; without your private key it stays unreadable.

Does open-banking.io support Morrow Bank business accounts?

Morrow Bank is offered here for personal accounts only.

How often do I re-approve access?

Morrow Bank consent lasts up to 180 days, after which you re-confirm on the bank's login.

Do I need a bank certificate or license?

No. open-banking.io is certificate-free — no eIDAS or QWAC setup on your side.

Start at open-banking.io.