Ålandsbanken Sweden API & Open Banking Access

Ålandsbanken serves customers across Sweden with a private-banking heritage rooted in the Åland Islands. If you hold a personal account there and want a clean, private way to read your balances and transactions — for budgeting, bookkeeping or your own tooling — open-banking.io gives you standardised PSD2 access without the usual hassle of TPP licences, eIDAS certificates or bank-specific integrations.

Everything is built around a simple idea: your financial data is yours. open-banking.io is zero-knowledge, so your data is encrypted with a key that only you hold, generated on your own device. The servers only ever see your public key and ciphertext — they can never read or decrypt what syncs through them.

How to connect Ålandsbanken

Connecting happens entirely inside the open-banking.io dashboard — there is no API call, code or key involved in this step.

  1. Sign up for open-banking.io and set your encryption passphrase. Your private decryption key is created locally, on your device.
  2. In the dashboard, search for Ålandsbanken (BIC AABASESS) and choose the personal account type.
  3. You are redirected to Ålandsbanken's own secure login, where you approve access on the bank's consent screen — your credentials are only ever entered at the bank.
  4. Your approved accounts sync back into your dashboard, ready to view. A single PSD2 consent stays valid for up to 180 days, after which you simply re-approve.

Access your data

Reading the data programmatically is an optional step for developers, taken only after your bank is connected. On the Developers page, create an API key and export a credentials.json — this bundles the API key together with your private decryption key.

From there, use the CLI (openbanking accounts, openbanking transactions, openbanking sync), an SDK, or the REST API directly. Requests authenticate with the X-Api-Key header, and every response is decrypted locally with your own key. Note that the CLI and SDK only read and sync connections you already made in the dashboard — they cannot connect a bank, and an API key alone returns only ciphertext without your private key.

All of this costs around EUR 3/month, with no certificates and no developer onboarding.

Does open-banking.io store my Ålandsbanken password?

No. You authenticate only on Ålandsbanken's own login page. open-banking.io never sees or stores your banking credentials.

Which Ålandsbanken accounts are supported?

Personal accounts, accessed under standard PSD2 consent for up to 180 days per approval.

Can open-banking.io read my transactions?

No. Data is encrypted with your key and decrypted locally. The service is zero-knowledge and holds only your public key.

Ready to start? Visit open-banking.io to connect Ålandsbanken.