Laholms Sparbank API Access & Open Banking Data

Laholms Sparbank customers in Sweden can bring their business and personal accounts into a single, privacy-first dashboard with open-banking.io. Instead of building your own PSD2 integration or juggling QWAC certificates, you get read access to balances and transactions (BIC SWEDSESS) through one service that spans 2,600+ European banks. Everything is decrypted on your own device with a key only you hold, so open-banking.io never sees your Laholms Sparbank data in the clear.

How to connect Laholms Sparbank

Connecting happens entirely in the open-banking.io dashboard — there is no API call, code, or key involved in this step:

  1. Sign up for open-banking.io and set an encryption passphrase. Your keys are generated locally on your device; the service only ever stores your public key.
  2. In the dashboard, pick Laholms Sparbank and choose the account type you need — business or personal.
  3. You are redirected to Laholms Sparbank's own secure login and consent screen, where you approve access directly with the bank.
  4. Your accounts sync back into the dashboard. Consent lasts up to 180 days, after which you simply re-approve on the bank's screen.

Access your data

Once Laholms Sparbank is connected, reading the data programmatically is an optional developer step. Open the Developers page, create an API key, and export a credentials.json — this bundles the API key together with your private decryption key. From there you can use the CLI (openbanking accounts, openbanking transactions, openbanking sync), an SDK, or the REST API. Requests authenticate with the X-Api-Key header, and every response is decrypted locally with your own key. An API key by itself only ever returns ciphertext — without your private key there is nothing readable to leak.

The whole model is zero-knowledge and certificate-free, and it costs about EUR 3/month.

Do I need an API key to connect Laholms Sparbank?

No. Connecting is done in the dashboard by approving access on Laholms Sparbank's own login screen. API keys are only for optionally reading data afterward.

Can open-banking.io read my Laholms Sparbank transactions?

No. Data is encrypted to a key held only on your device. The servers hold just your public key and can never decrypt your account information.

How long does access last?

Laholms Sparbank grants consent for up to 180 days. When it expires, re-approve on the bank's consent screen to keep syncing.

Ready to start? Visit open-banking.io to connect Laholms Sparbank.