Lån & Spar Bank API Access (Sweden) | open-banking.io

Pull live financial data from Lån & Spar Bank (Sweden) into your own app, dashboard or accounting stack using a single open-banking connection. open-banking.io links you to Lån & Spar Bank's PSD2 endpoints so account, balance and transaction data flows automatically — no scraping, no manual CSV exports, no per-bank certificate paperwork.

Lån & Spar Bank runs an entirely digital operation out of Malmö, and its data fits neatly into the same standardised model we use across 2,600+ European banks. Whether you're reconciling business books or building a personal-finance view, one integration keeps everything in sync.

How to connect Lån & Spar Bank

  1. Create an open-banking.io account and grab your API key.
  2. Call our endpoint with Lån & Spar Bank as the target institution.
  3. Redirect the account holder to Lån & Spar Bank's secure login to approve access.
  4. Receive the authorised token and start reading data straight away.

What data you can access

  • Accounts — business and personal account identifiers and metadata
  • Balances — current and available amounts, refreshed on demand
  • Transactions — dated, categorised movement history for reconciliation and analytics

Lån & Spar Bank supports both business and personal accounts. A single customer consent stays valid for up to 180 days before it needs renewal, so long-running syncs keep working without constant re-authorisation. (No BIC is published for this connection.)

Privacy by design

We operate on a zero-knowledge basis: credentials go straight to Lån & Spar Bank and are never stored or seen by us. There are no eIDAS certificates to buy or maintain — our certificate-free setup removes the usual PSD2 onboarding friction and keeps data strictly under the account holder's control.

Pricing

Flat and predictable at roughly EUR 3 per month. No setup fees, no per-call surprises — the same rate applies whether you connect one bank or scale across the whole network.

FAQ

Do I need my own PSD2 licence or certificate?

No. open-banking.io provides the regulated access layer, so you connect to Lån & Spar Bank without a licence or eIDAS certificate.

How often can I refresh Lån & Spar Bank data?

As often as you need within the active consent window. Each consent lasts up to 180 days before the customer re-approves.

Can I connect both business and personal accounts?

Yes. Lån & Spar Bank exposes both account types through the same API integration.

Ready to start? Visit open-banking.io to connect Lån & Spar Bank today.