Kinda-Ydre Sparbank API Access via Open Banking

Pulling live data out of your Kinda-Ydre Sparbank accounts no longer means wrestling with bank portals or bespoke integrations. With open-banking.io you can sync balances, transaction history and account details from this Östergötland-based savings bank straight into your own tools, using a single, standardised API. Whether you are reconciling books, building a budgeting app or feeding an analytics dashboard, the connection is read-only and always under your customer's explicit consent.

How to connect Kinda-Ydre Sparbank

1. Create a free account on open-banking.io and generate an API key.
2. Select Kinda-Ydre Sparbank (BIC SWEDSESS) from the Swedish bank list.
3. Redirect the account holder to the bank's secure BankID login to approve access.
4. Choose the accounts to share — business or personal are both supported.
5. Start requesting data through our REST endpoints; no client certificates required.

What data you can access

Once consent is granted, you can retrieve:

• Accounts — IBANs, account numbers, currency and holder metadata.
• Balances — current and available amounts, refreshed on demand.
• Transactions — booked and pending entries with dates, counterparties and references.

Consent and coverage

Kinda-Ydre Sparbank supports both business and personal account types. A single authorisation stays valid for up to 180 days, after which the account holder simply re-approves. open-banking.io reaches 2,600+ banks across the EU and UK, so adding Kinda-Ydre Sparbank alongside other institutions is a matter of changing one identifier.

Privacy by design

We run a zero-knowledge model: your users' banking credentials are entered only on the bank's own BankID screen, never on our systems, and we cannot read the data that flows through your calls. There are no eIDAS certificates to purchase, renew or manage — a hurdle that usually stalls PSD2 projects for weeks is removed entirely.

Pricing

Flat and predictable: around EUR 3 per month, with no per-call surcharges or setup fees. Test in sandbox for free before you go live.

FAQ

Is a PSD2 certificate needed for Kinda-Ydre Sparbank?

No. open-banking.io handles the regulated connection, so you integrate without buying or managing any certificates yourself.

How long does consent last?

Up to 180 days per authorisation. Before it lapses, the account holder re-confirms access via BankID to keep data flowing.

Can I connect business accounts too?

Yes. Both personal and business Kinda-Ydre Sparbank accounts are supported through the same endpoints.

Ready to begin? Explore the docs and start syncing at open-banking.io.