INGO Mastercard API Access | Open Banking Sweden

Pulling your INGO Mastercard data into your own app, dashboard or accounting tool no longer means scraping statements or juggling exports. With open-banking.io you connect the Swedish INGO Mastercard once and keep a live, read-only feed of your card activity flowing straight into whatever you build. One API, one integration, and your INGO Mastercard sits alongside 2,600+ other European banks.

How to connect INGO Mastercard

  1. Create an open-banking.io account and grab your API key — no certificates, no lengthy onboarding.
  2. Call the connect endpoint and select INGO Mastercard (Sweden) from the institution list.
  3. Approve access in INGO's own secure login flow, so your credentials are only ever seen by INGO.
  4. Receive a consent token and begin fetching account and transaction data immediately.

What data you can access

Once linked, the API exposes your INGO Mastercard accounts, real-time balances, and a full transaction history. INGO Mastercard is a personal card product, so connections cover personal account types — ideal for personal finance apps, budgeting tools and expense tracking.

INGO Mastercard has no published BIC in our directory, and access is granted for personal accounts. Each authorisation lasts up to 180 days, the PSD2 maximum, after which the cardholder simply re-approves to keep the connection live. Renewals take seconds and require no new integration work.

Privacy by design

open-banking.io is zero-knowledge: we never store your banking credentials and cannot read the account data passing through. There are no eIDAS certificates to obtain or maintain — the certificate-free model means you can be live in minutes rather than weeks, while INGO handles every authentication step on its own systems.

Pricing

All of this runs on a flat, predictable plan starting at around EUR 3 per month, covering INGO Mastercard and every other supported institution. No per-call surprises, no enterprise minimums.

Is INGO Mastercard data read-only?

Yes. The API retrieves accounts, balances and transactions only — it cannot move money or alter your card.

How often can I refresh INGO Mastercard data?

You can poll for fresh balances and transactions within the limits of your active 180-day consent, keeping your view continuously up to date.

Do I need a Mastercard or bank licence to use this?

No. open-banking.io provides the regulated access layer, so you can build on INGO Mastercard data without your own PSD2 licence.

Ready to start syncing? Visit open-banking.io to connect your INGO Mastercard today.