Eurocard Sweden API Access & Open Banking

Eurocard is one of the Nordics' best-known corporate and business card brands, and if you hold a Swedish Eurocard you can bring its account and transaction data into your own tools through open-banking.io. Instead of scraping statements or wrangling bank exports, you get a single, privacy-first channel to your Eurocard data that works alongside 2,600+ other EU and UK banks — no certificates, no eIDAS setup, and no bank-side developer onboarding.

The defining feature is that open-banking.io never sees your financial data in the clear. Your encryption keys are generated on your own device from a passphrase only you know, so the service holds nothing but your public key. Everything is decrypted locally, which makes this a genuinely zero-knowledge way to work with Eurocard.

How to connect Eurocard

Connecting happens entirely in the open-banking.io dashboard — there is no API call, code, or key involved in this step:

  1. Sign up for open-banking.io and set your encryption passphrase. Your private key is created locally on your device at this moment.
  2. In the dashboard, choose Eurocard and select the account type you need — both business and personal are supported.
  3. You're redirected to Eurocard's own secure login, where you approve access under PSD2 consent. Your credentials stay with Eurocard.
  4. Your accounts sync back into the dashboard, ready to view and manage. Eurocard has no published BIC, so simply pick it by name.

Consent lasts up to 180 days, after which you re-approve on Eurocard's screen to keep the connection live.

Access your data

Once Eurocard is connected, developers can optionally read the data programmatically. On the Developers page, create an API key and export a credentials.json — this bundles the API key together with your private decryption key. From there use the CLI (openbanking accounts, openbanking transactions, openbanking sync), an SDK, or the REST API. Requests authenticate with the X-Api-Key header, and every response is decrypted locally with your own key. Without that private key, an API key alone returns only ciphertext — which is exactly the point.

At roughly EUR 3/month, it's a low-cost, certificate-free alternative to building your own PSD2 stack.

Do I need to be a developer to use this?

No. Connecting and viewing Eurocard data works entirely in the dashboard. The API key, CLI, and SDK are an optional layer for those who want programmatic access.

Can open-banking.io read my Eurocard transactions?

No. The service is zero-knowledge and stores only your public key. Data is decrypted on your device with a key that never leaves it.

How long does my Eurocard connection stay active?

Up to 180 days per consent. When it expires, you re-authorize directly on Eurocard's own login screen.

Ready to start? Head to open-banking.io and connect Eurocard in minutes.