Ekobanken Medlemsbank Open Banking & API Access

Ekobanken Medlemsbank is Sweden's ethical member bank, and open-banking.io lets you reach its account and transaction data without wrestling with eIDAS certificates or a bank sandbox. It is a zero-knowledge service covering 2,600+ EU and UK banks: your data is encrypted on your own device with a key that never leaves you, so nobody — not even open-banking.io — can read it but you.

Whether you hold a business or a personal account at Ekobanken Medlemsbank, the same flow applies, and every consent you grant lasts up to 180 days before a quick renewal.

How to connect Ekobanken Medlemsbank

Connecting happens entirely inside the open-banking.io dashboard — there is no API call, code, or key involved in this step.

  1. Sign up for open-banking.io and set your encryption passphrase. Your keys are generated locally on your device.
  2. In the dashboard, search for Ekobanken Medlemsbank and choose your account type — business or personal.
  3. You are redirected to Ekobanken Medlemsbank's own secure login, where you approve access under PSD2.
  4. Your accounts sync straight back into your dashboard, ready to view.

That's it — no certificate, no developer registration, no waiting on approval.

Access your data

Once Ekobanken Medlemsbank is connected, reading the data programmatically is an optional developer step. From the Developers page, create an API key and export a credentials.json — this bundles the API key together with your private decryption key. From there you can use the CLI (openbanking accounts, openbanking transactions, openbanking sync), an SDK, or the REST API. Every request carries the X-Api-Key header, and each response is decrypted locally with your own key. Without that private key, an API key alone returns only ciphertext — which is exactly what zero-knowledge means.

All of this runs for roughly EUR 3 per month.

Does Ekobanken Medlemsbank have a BIC on open-banking.io?

No BIC is listed for Ekobanken Medlemsbank here — you simply select it by name in the dashboard when connecting.

Do I need a developer account to connect?

No. Connecting is done in the dashboard by any user. The API key and credentials.json are only needed if you later want to read data via the CLI, SDK, or REST API.

Up to 180 days per approval. After that, you re-authorize on Ekobanken Medlemsbank's login screen to keep your accounts syncing.

Ready to start? Visit open-banking.io.