bunq API Access in Sweden — Open Banking Data Sync

bunq is the Amsterdam-born neobank that operates across the EU, and its Swedish customers hold fully app-based personal and business accounts. With open-banking.io you can pull that bunq data into your own systems through a single REST endpoint — no eIDAS certificate, no PSD2 licence, no bank-by-bank integration work. Whether you are building a budgeting tool, reconciling company ledgers, or feeding an analytics pipeline, the connection is live in minutes.

How to connect bunq

  1. Create an open-banking.io account and generate an API key.
  2. Select bunq (Sweden) from the supported-institution list.
  3. Forward your user to bunq's secure authentication screen to approve access.
  4. Receive the returned token and start requesting data straight away.

What data you can access

  • Accounts — identifiers, currency, product type and holder details for personal and business profiles.
  • Balances — current and available amounts, refreshed on demand.
  • Transactions — dated entries with counterparties, references and amounts for statements and categorisation.

A single bunq consent stays valid for up to 180 days before the user re-authorises, keeping data flowing without frequent interruptions. open-banking.io reaches 2,600+ banks across the EU and UK, so adding bunq alongside other providers means one contract and one API shape. bunq publishes no BIC through this connection, and both personal and business account types are supported.

Privacy by design

The platform is zero-knowledge: your customers' credentials go directly to bunq and are never visible to us. There are no certificates to buy or renew, and we store no banking data on your behalf — you stay in control of everything you retrieve.

Pricing

One flat rate of roughly EUR 3 per month covers access to the whole network, including bunq. No per-call fees, no setup charges, no surprises as you scale.

Does open-banking.io work with bunq's business accounts?

Yes. Both bunq personal and business account types can be linked and queried through the same API.

bunq consents last up to 180 days, after which the account holder simply re-approves access.

Do I need my own PSD2 licence or certificate?

No. open-banking.io supplies the regulated, certificate-free layer so you can connect without any eIDAS setup of your own.

Ready to begin? Visit open-banking.io to connect bunq in Sweden today.