Bjursås Sparbank API Access | Open Banking.io

Reaching your Bjursås Sparbank account data no longer means wrestling with bank certificates or building a PSD2 stack yourself. open-banking.io is a certificate-free service covering 2,600+ EU and UK banks, and it treats your data as strictly yours: everything is decrypted locally with an encryption key that never leaves your device. Whether you hold a personal account or run a business through Bjursås Sparbank (BIC SWEDSESS), you can bring balances and transactions into one dashboard and, if you want, read them from your own code.

How to connect Bjursås Sparbank

Connecting happens entirely inside the open-banking.io dashboard — there is no API call, key, or code involved in this step.

  1. Sign up for open-banking.io and set your encryption passphrase. Your keys are generated right there on your device, so only you can later unlock the data.
  2. In the dashboard, search for Bjursås Sparbank and choose the account type you need — business or personal.
  3. You are redirected to Bjursås Sparbank's own secure login, where you approve access under PSD2. open-banking.io never sees your bank credentials.
  4. Your approved accounts sync into the dashboard. A single consent stays valid for up to 180 days, after which you simply re-approve on the bank's screen.

Because the platform is zero-knowledge, its servers only ever hold your public key — they cannot read or decrypt anything you sync.

Access your data

Once Bjursås Sparbank is connected, programmatic access is an optional developer step. On the Developers page, create an API key and export a credentials.json — this bundles the API key together with your private decryption key. From there you can use the CLI (openbanking accounts, openbanking transactions, openbanking sync), an SDK, or the REST API. Requests authenticate with the X-Api-Key header, and every response is decrypted locally with your own key. An API key on its own returns only ciphertext; without your private key, no one — not even open-banking.io — can make it readable. Note the CLI and SDK read and sync existing connections; they never create one.

All of this runs for roughly EUR 3/month, with no certificate fees.

Is a bank certificate required for Bjursås Sparbank?

No. open-banking.io is certificate-free — you approve access directly on Bjursås Sparbank's login screen.

Can open-banking.io read my Bjursås Sparbank transactions?

No. The service is zero-knowledge and stores only your public key; decryption happens on your device.

Up to 180 days, then you re-approve on the bank's own consent page.

Ready to start? Visit open-banking.io.