Bergslagens Sparbank API Access & Open Banking

Bergslagens Sparbank (BIC SWEDSESS) is a Swedish savings bank serving the Bergslagen region, and open-banking.io lets you reach its account data without building a PSD2 stack of your own. There are no eIDAS certificates to buy, no bank sandbox to register with, and no infrastructure to run. You approve access once, and both personal and business accounts flow into a dashboard that only you can decrypt.

Because open-banking.io is zero-knowledge, its servers only ever hold your public key. Balances, IBANs and transaction histories are encrypted on your own device and stay unreadable to anyone else — including open-banking.io.

How to connect Bergslagens Sparbank

Connecting happens entirely inside the open-banking.io dashboard — there is no API call, code or key involved in this step.

  1. Sign up for open-banking.io and set an encryption passphrase. Your keys are generated locally on your device and never leave it.
  2. In the dashboard, search for Bergslagens Sparbank and choose the account type you need — business or personal.
  3. You are redirected to Bergslagens Sparbank's own secure login and consent screen, where you approve access under PSD2. Consent lasts up to 180 days before a straightforward renewal.
  4. Your approved accounts sync back into the dashboard, ready to view.

Access your data

Reading the data programmatically is an optional developer step that comes after the connection above is live. On the Developers page, create an API key and export a credentials.json — this bundles the API key together with your private decryption key.

From there, use the CLI (openbanking accounts, openbanking transactions, openbanking sync), an SDK, or the REST API. Requests carry the X-Api-Key header, and every response is decrypted locally with your own key. An API key on its own only ever returns ciphertext — without your private key there is nothing readable to see, which is what keeps the whole system zero-knowledge.

All of this runs for around EUR 3 per month across 2,600+ EU and UK banks.

Do I need an eIDAS certificate for Bergslagens Sparbank?

No. open-banking.io is certificate-free — you approve access on the bank's consent screen and nothing more is required from you.

Can open-banking.io read my Bergslagens Sparbank balances?

No. Your data is decrypted only on your device with a key only you hold. The service stores your public key and encrypted data, never plaintext.

How long does access last before I re-approve?

Bergslagens Sparbank consent runs for up to 180 days, after which you renew it from the dashboard.

Start at open-banking.io.