Bank Norwegian API Access & Open Banking (Sweden)

Bank Norwegian is a popular Swedish consumer bank known for its savings accounts and credit cards. If you want a clean, programmatic view of your Bank Norwegian data — or just a private way to pull balances and transactions into your own tools — open-banking.io gives you PSD2 access without certificates, eIDAS registration or a bank sandbox.

open-banking.io covers 2,600+ banks across the EU and UK. Everything is decrypted locally with a key that only you hold, so the service itself never sees your account contents. It is zero-knowledge by design and certificate-free from day one.

How to connect Bank Norwegian

Connecting happens entirely inside the open-banking.io dashboard — there is no API call, code or key involved in this step:

  1. Sign up for open-banking.io and set an encryption passphrase. Your key pair is generated on your own device; only your public key ever leaves it.
  2. In the dashboard, pick Bank Norwegian and choose the personal account type.
  3. You are redirected to Bank Norwegian's own secure login to approve access under PSD2 consent.
  4. Once approved, your accounts sync into your dashboard.

Access is granted for up to 180 days before Bank Norwegian asks you to re-approve, so you can keep syncing without reconnecting each session. Bank Norwegian (Sweden) has no BIC listed here, and connection is handled by bank selection in the dashboard rather than by any identifier you enter.

Access your data

Reading the data programmatically is an optional developer step that comes after connecting. On the Developers page, create an API key and export a credentials.json — this bundles the API key together with your private decryption key. From there you can use the CLI:

openbanking accounts
openbanking transactions
openbanking sync

...or reach for an SDK or the REST API. Requests authenticate with the X-Api-Key header, and every response is decrypted locally with your own key. Note that the CLI and SDK only read and sync connections you already made in the dashboard — there is no connect command. And an API key alone returns only ciphertext; without your private key, the data stays unreadable.

The whole service runs at roughly EUR 3/month.

Does open-banking.io see my Bank Norwegian balance?

No. It holds only your public key and stores ciphertext. Decryption happens on your device, so your data is never readable server-side.

Do I need an eIDAS certificate?

No. open-banking.io is certificate-free — you approve access directly on Bank Norwegian's consent screen.

How long does access last?

Up to 180 days per consent. After that, you simply re-approve in the dashboard.

Ready to start? Visit open-banking.io.