ING Romania Open Banking & API Access — INGBROBU

Reaching your ING Romania account data no longer means wrestling with PSD2 certificates, sandbox registrations, or eIDAS paperwork. open-banking.io links to ING (BIC INGBROBU) as one of 2,600+ EU and UK institutions, covering both business and personal accounts. Everything is decrypted on your own device with a key that never leaves it — the service is zero-knowledge and certificate-free, holding only your public key.

How to connect ING

Connecting happens entirely inside the open-banking.io dashboard — there is no API call, code, or key involved in this step.

  1. Sign up at open-banking.io and set an encryption passphrase. Your cryptographic keys are generated locally, on your device.
  2. In the dashboard, choose ING (Romania) and select whether you're linking a business or personal account.
  3. You're redirected to ING's own secure login, where you approve access under PSD2 consent. Your credentials only ever touch ING.
  4. Your accounts and transactions sync back into your dashboard. ING consent lasts up to 180 days, after which you simply re-approve.

No redirect handling, developer setup, or endpoint call is required — the dashboard drives the whole flow.

Access your data

Once ING is connected, reading the data programmatically is an optional developer step. On the Developers page, create an API key and export a credentials.json — this bundles the API key together with your private decryption key. From there you can use the CLI (openbanking accounts, openbanking transactions, openbanking sync), an SDK, or the REST API directly.

Requests authenticate with the X-Api-Key header, and every response is decrypted locally with your own key. An API key alone only ever returns ciphertext — without your private key, the data stays unreadable, even to open-banking.io's own servers.

Does ING Romania need an eIDAS certificate?

No. open-banking.io is certificate-free. You approve access on ING's consent screen and the service handles the rest.

Can I read both business and personal ING accounts?

Yes. ING supports both account types, and you select which to link when connecting in the dashboard.

How much does it cost?

Around EUR 3/month for access to ING and every other supported bank — no per-connection or per-call fees.

Ready to start? Connect ING Romania at open-banking.io.