Access Banca Transilvania via Open Banking API

Banca Transilvania (BIC BTRLRO22) is one of Romania's largest banks, and open-banking.io gives you a clean, PSD2-compliant way to reach its account data without chasing eIDAS certificates or building your own bank integration. Whether you hold a personal or a business account, you can link it once and keep a live, read-only view of balances and transactions — all encrypted so that only you can ever read it.

Unlike a classic developer integration, there is no endpoint to call and no key to paste when you first link the bank. Everything starts in the open-banking.io dashboard, and the actual approval happens on Banca Transilvania's own login screen.

How to connect Banca Transilvania

  1. Sign up for open-banking.io and open the dashboard in your browser.
  2. Set an encryption passphrase. Your keys are generated locally on your device, so the private key that unlocks your data never leaves it.
  3. Pick Banca Transilvania from the bank list in the dashboard and choose the account type — business or personal.
  4. Approve on Banca Transilvania's own consent screen. You are redirected to the bank's secure login to authorise access under PSD2; open-banking.io never sees your credentials.
  5. Your accounts sync back into the dashboard. Consent lasts up to 180 days, after which you simply re-approve.

Access your data

Reading the data programmatically is an optional step you take after the connection exists. On the Developers page, create an API key and export a credentials.json that bundles the API key with your private decryption key. From there the CLI (openbanking accounts, openbanking transactions, openbanking sync), the SDKs, and the REST API all work the same way: requests carry the X-Api-Key header, and every response is decrypted locally with your own key. The CLI and SDK only read and sync connections you already made in the dashboard — there is no connect command.

Because open-banking.io is zero-knowledge, its servers hold only your public key and can never decrypt your data. No client certificates, no bank-by-bank onboarding, and access to 2,600+ EU/UK banks for roughly EUR 3/month.

Do I need an eIDAS certificate for Banca Transilvania?

No. open-banking.io is certificate-free; the bank connection is handled entirely through the dashboard consent flow.

Can open-banking.io read my Banca Transilvania transactions?

No. Data is decrypted only on your device with a key you alone hold — the service stores just your public key.

Up to 180 days, matching Banca Transilvania's PSD2 window, then you re-approve from the dashboard.

Ready to start? Visit open-banking.io.