Santander Totta API Access — Portugal Bank Data Sync

Pull live Santander Totta data into your own systems without wrestling with eIDAS certificates or per-bank onboarding. open-banking.io gives you a single EU/UK endpoint (BIC TOTAPTPL) to sync a customer's Portuguese account details, balances and transaction history — reconciliation, accounting exports, cash-flow dashboards and more, all from one integration.

How to connect Santander Totta

1. Create an open-banking.io account and grab your API key.
2. Call the API and select Santander Totta from the Portugal bank list.
3. Redirect the account holder to Santander Totta's own login for secure PSD2 authentication.
4. The customer approves consent — no credentials ever touch your servers.
5. Read accounts, balances and transactions straight from the unified JSON response.

What data you can access

• Accounts — IBANs, currency and holder metadata for personal and business accounts.
• Balances — current and available amounts, refreshed on demand.
• Transactions — booked and pending entries with counterparties, dates and reference details.

Consent and coverage

Santander Totta supports both personal and business accounts through the API. A single customer authorisation stays valid for up to 180 days, after which the account holder simply re-approves. Beyond Santander Totta, the same integration reaches 2,600+ banks across the EU and UK, so adding another institution never means writing another connector.

Privacy by design

We run a zero-knowledge model: your customers authenticate directly with Santander Totta, and login credentials are never seen or stored by us. There are no eIDAS or QWAC certificates to purchase, host or renew — the regulatory and security overhead sits with us, not you.

Pricing

Flat, predictable access from around EUR 3/month. No per-call surprises and no separate certificate costs — one subscription covers Santander Totta and every other supported bank.

FAQ

Does open-banking.io cover both personal and business accounts?

Yes. Santander Totta exposes personal and business accounts through the same API, so you handle both with one flow.

How long does a Santander Totta consent last?

Up to 180 days per authorisation. When it expires, the customer re-confirms access in a few seconds.

Do I need my own bank certificates?

No. open-banking.io is certificate-free — there are no QWAC or eIDAS certificates for you to manage.

Ready to start syncing Santander Totta data? Visit open-banking.io.