novobanco dos Açores Open Banking & API Access

Reading your novobanco dos Açores balances and transactions shouldn't mean handing a third party a copy of your financial life. open-banking.io links the Ponta Delgada-based bank (BIC BESAPTPAXXX) to a dashboard where every figure is encrypted on your own device and unlocked with a key that never leaves it. Whether you run a business or a personal account, you get a single, tidy view of your money without eIDAS certificates, PSD2 licences, or sandbox paperwork.

How to connect novobanco dos Açores

Connecting happens entirely inside the open-banking.io dashboard — there is no API call, endpoint, or key involved in this step:

  1. Sign up for open-banking.io and set an encryption passphrase. Your cryptographic keys are generated locally, so only you can ever read the data.
  2. In the dashboard, search for novobanco dos Açores and choose your account type — business or personal.
  3. You're redirected to novobanco dos Açores's own secure login, where you approve access on the bank's PSD2 consent screen. Your credentials stay with the bank.
  4. Your approved accounts sync straight into your dashboard. A single consent stays valid for up to 180 days before novobanco dos Açores asks you to reauthorise.

Access your data

Once accounts are connected, reading them programmatically is an optional developer step. On the Developers page, create an API key and export a credentials.json bundling that key with your private decryption key. From there the CLI (openbanking accounts, openbanking transactions, openbanking sync), the SDKs, and the REST API all authenticate with the X-Api-Key header — and every response is decrypted locally with your own key. open-banking.io's servers hold only your public key, so the platform itself can never read your statements. Note the tooling only reads and syncs connections you already approved; there is no connect command. All of this runs for around EUR 3/month.

Does open-banking.io ever see my novobanco dos Açores data?

No. It's zero-knowledge: decryption keys live on your device, and the servers store only ciphertext plus your public key.

Do I need a certificate or developer account with the bank?

No. There are no eIDAS certificates or PSD2 licences to obtain — you approve access directly on novobanco dos Açores's consent screen.

Can I connect a business and a personal account?

Yes. novobanco dos Açores supports both account types; pick the one you need when connecting, and add the other later.

Ready to begin? Head to open-banking.io and connect novobanco dos Açores in minutes.