novobanco dos Açores API Access | open-banking.io

Pull live financial data from novobanco dos Açores straight into your own product without wrestling with the bank's raw PSD2 endpoints. open-banking.io wraps novobanco dos Açores (BIC BESAPTPAXXX) behind a single, stable API so you can sync accounts on demand and keep balances and transaction history current with minimal engineering effort.

Whether you build accounting tools, lending engines, PFM dashboards or treasury software, one integration lets you reach novobanco dos Açores alongside 2,600+ other banks across the EU and UK.

How to connect novobanco dos Açores

1. Create an open-banking.io account and grab your API key.
2. Select novobanco dos Açores (BESAPTPAXXX) as the target institution.
3. Redirect the account holder to the bank's secure SCA login to approve access.
4. Receive the consent token and start querying data through our unified endpoints.

What data you can access

• Accounts — identifiers and metadata for both personal and business accounts.
• Balances — up-to-date cleared and available amounts.
• Transactions — historical and recent movements, normalised into a consistent schema.

Consent and coverage

novobanco dos Açores supports a maximum consent duration of 180 days, after which the account holder simply re-authorises to keep the connection alive. Both business and personal account types are covered, so B2B and B2C use cases run through the same flow.

Privacy by design

open-banking.io is zero-knowledge: credentials go directly to the bank and are never stored on our side. There are no eIDAS certificates to buy or manage — we handle the regulated plumbing, so you skip the compliance overhead entirely.

Pricing

Access starts at roughly EUR 3/month, a flat, predictable cost with no per-call surprises. Test in sandbox, then move to production when you're ready.

FAQ

Do I need my own PSD2 licence to access novobanco dos Açores?

No. open-banking.io operates as the regulated access layer, so you connect through our infrastructure without holding your own certificates or licence.

How long does a novobanco dos Açores consent last?

Up to 180 days per authorisation. The account holder re-confirms via the bank's SCA screen to renew access when it expires.

Can I connect both personal and business accounts?

Yes. novobanco dos Açores exposes both account types through the same API, so you handle retail and corporate customers with one integration.

Ready to start? Explore the docs and connect at open-banking.io.