novobanco API Access for Portugal Bank Data Sync

Bringing your novobanco (Portugal) data into your own app, spreadsheet or accounting tool no longer means wrestling with bank-specific integrations. open-banking.io gives you a single, standards-based endpoint that keeps novobanco accounts, balances and transactions synced automatically, so you can build reporting, reconciliation or cash-flow tooling without maintaining a direct bank connection yourself.

Both business and personal novobanco accounts are supported, and the same API contract covers every other institution you connect — no rewrites when you add a second bank.

How to connect novobanco

1. Sign up for open-banking.io and create an API key.
2. Start an authorisation session and select novobanco (BIC BESCPTPL) from the Portuguese bank list.
3. Log in with your own novobanco credentials on the bank's secure screen and approve access.
4. Choose a consent window of up to 180 days before renewal is required.
5. Pull your data via the API, or let scheduled syncs refresh it for you.

What data you can access

• Accounts — identifiers and metadata for each linked business or personal account
• Balances — current and available figures, refreshed on each sync
• Transactions — dated line items with amounts, counterparties and references for reconciliation and analytics

Consent and coverage

novobanco access follows the EU open-banking framework: consent is user-granted and lasts a maximum of 180 days per approval, after which the account holder re-authorises. novobanco is one of 2,600+ banks reachable through the same interface, so multi-bank and cross-border setups behave identically.

Privacy by design

The platform is zero-knowledge — your banking data flows through without being mined or repurposed — and certificate-free, so there are no eIDAS certificates, QWAC provisioning or PKI overhead to manage. You authenticate directly with novobanco; open-banking.io never stores your login.

Pricing

One flat plan of roughly EUR 3/month covers novobanco alongside every other supported institution — no per-bank fees, no per-call surcharges, no setup cost.

Do I need a licence or certificates to use this?

No. The service is certificate-free and handles the regulated plumbing, so you connect novobanco with just an API key and the account holder's consent.

How often is novobanco data updated?

Balances and transactions refresh on each sync you trigger or schedule, staying current for the life of the 180-day consent.

Can I link personal and business novobanco accounts together?

Yes. Both account types are supported and can be connected under the same integration.

Ready to start syncing novobanco data? Get set up at open-banking.io.