Crédito Agrícola API Access | Open Banking Portugal

Bring your Crédito Agrícola account data into whatever you're building. open-banking.io gives you a single, standards-based connection to Portugal's cooperative bank (BIC CCCMPTPL), so you can pull live account information without wrestling with per-bank onboarding, eIDAS certificates, or bespoke PSD2 sandboxes.

Whether you're powering a bookkeeping tool, a treasury dashboard, or a personal-finance app, the same integration that reaches 2,600+ European banks also reaches Crédito Agrícola.

How to connect Crédito Agrícola

1. Create an open-banking.io account and grab your API key.
2. Send a link request naming Crédito Agrícola as the target institution.
3. Redirect your user to Crédito Agrícola to authenticate and approve access.
4. Receive the consent token and start requesting data through the unified endpoints.

No certificate provisioning, no direct contract with the bank — the flow is the same call pattern you already use for every other connected institution.

What data you can access

• Accounts — identifiers and metadata for business and personal accounts
• Balances — current and available figures, refreshed on demand
• Transactions — historical and recent movements for reconciliation and categorisation

Consent and coverage

Crédito Agrícola supports both business and personal account types. A single user authorisation stays valid for up to 180 days before re-consent is required, so long-lived integrations keep syncing without constant re-prompts.

Privacy by design

open-banking.io is zero-knowledge: credentials go straight to the bank and are never seen or stored by us. The platform is certificate-free, removing the eIDAS/QWAC burden that usually gates PSD2 access. You handle the tokens; we handle the plumbing.

Pricing

Flat and predictable at ~EUR 3/month — full access to Crédito Agrícola and every other supported bank, with no per-connection surcharges.

FAQ

Do I need a PSD2 licence to use this?

No. You connect through open-banking.io's infrastructure, so you don't need your own regulatory certificates to reach Crédito Agrícola.

How long does a consent last?

Up to 180 days per authorisation. After that, the user simply re-approves access to resume syncing.

Can I access both business and personal accounts?

Yes. Crédito Agrícola exposes both account types, and the same endpoints serve each.

Ready to start? Explore the docs and connect Crédito Agrícola at open-banking.io.