Caixa Geral de Depósitos API Access | Open Banking

Portugal's largest state-owned bank, Caixa Geral de Depósitos (BIC CGDIPTPL), holds current accounts, savings and card data for millions of customers. With open-banking.io you can programmatically read that data through a single regulated API — no bespoke bank integration, no eIDAS certificates, no maintenance overhead.

How to connect Caixa Geral de Depósitos

1. Create an open-banking.io account and grab your API key.
2. Call the connect endpoint, selecting Caixa Geral de Depósitos from the Portuguese bank list.
3. Redirect the account holder to CGD's own login to authorise access.
4. Receive the consent token and start pulling live account data.

Both business and personal Caixa Geral de Depósitos accounts are supported through the same flow.

What data you can read

• Account details — IBAN, currency and account holder information
• Balances — cleared and available amounts, refreshed on demand
• Transactions — historical and incoming entries with counterparties, dates and references

Consent and coverage

A single Caixa Geral de Depósitos authorisation stays valid for up to 180 days before the customer needs to reconfirm, keeping long-running reconciliation and accounting jobs uninterrupted. The same connector reaches 2,600+ banks across the EU and UK, so adding neighbouring institutions later takes no extra integration work.

Privacy by design

open-banking.io is zero-knowledge: your credentials and financial data are never stored on our servers. Because access is certificate-free, you skip the QWAC/QSEAL setup that traditional PSD2 gateways demand — one key is all you need.

Pricing

Flat access from around EUR 3 per month, with no per-call surprises or setup fees.

FAQ

Is a QWAC certificate required for Caixa Geral de Depósitos?

No. open-banking.io handles the regulated connection for you, so no eIDAS or QWAC certificate is needed on your side.

How long does Caixa Geral de Depósitos consent last?

Up to 180 days per authorisation, after which the account holder simply re-approves access.

Can I connect both business and personal accounts?

Yes. Caixa Geral de Depósitos personal and business accounts both work through the same connection flow.

Ready to sync Caixa Geral de Depósitos data? Get started at open-banking.io