Bankinter API Access for Portugal | Open Banking

Pull live Bankinter (Portugal) data into your own software without wrestling with eIDAS certificates, sandbox onboarding or per-bank paperwork. open-banking.io gives you a single REST endpoint that keeps Bankinter accounts in sync, so your dashboards, accounting tools or treasury workflows always reflect what the bank shows.

How to connect Bankinter

  1. Create an open-banking.io account and grab your API key.
  2. Call the connect endpoint with Bankinter (BIC BKBKPTPLXXX) as the target institution.
  3. Redirect the account holder to Bankinter's own login for strong customer authentication.
  4. Receive the consent token and start requesting data — typically within minutes.

Both personal and business Bankinter accounts are supported, so you can serve individual customers and corporate clients through the same integration.

What data you get

  • Accounts — identifiers, ownership and account metadata
  • Balances — current and available amounts, refreshed on demand
  • Transactions — dated entries with counterparties, references and amounts

Everything arrives as clean, normalised JSON, so Bankinter data looks the same as any other bank you connect.

A single Bankinter authorisation stays valid for up to 180 days before the account holder needs to re-approve — one of the longer consent windows available under PSD2. open-banking.io covers 2,600+ banks across the EU and UK, meaning a customer with Bankinter plus accounts elsewhere can be onboarded through one consistent flow.

Privacy by design

The platform is zero-knowledge: credentials are entered only on Bankinter's own pages, and we never see or store login details. There are no eIDAS or QWAC certificates for you to buy, renew or manage — that overhead lives with us, not you.

Pricing

Access starts at roughly EUR 3 per month, with no setup fees and no long-term lock-in. You get production-grade Bankinter connectivity for the price of a coffee.

FAQ

Do I need my own banking licence or certificates?

No. open-banking.io operates the regulated access layer, so you connect to Bankinter with just an API key — no licence, no certificates.

How often can I refresh Bankinter balances and transactions?

You can request fresh data on demand throughout the consent period; there is no need to wait for scheduled batch updates.

Does this work for company accounts?

Yes. Bankinter business accounts are fully supported alongside personal ones under the same integration.

Ready to build? Start at open-banking.io.