ATLANTICO Europa API Access & Open Banking Data

Reading your ATLANTICO Europa accounts programmatically usually means TPP licences, eIDAS certificates and a compliance backlog. open-banking.io removes all of it. It is a zero-knowledge, certificate-free bridge to 2,600+ EU and UK banks, so you get clean access to your ATLANTICO Europa balances and transactions without ever registering as a payment institution.

ATLANTICO Europa (Portugal, BIC BBPIPTPL) is supported for both business and personal account types, with PSD2 consent lasting up to 180 days before you re-approve. Your data is decrypted on your own device with a key only you hold — open-banking.io's servers keep only your public key and can never read what flows through them.

How to connect ATLANTICO Europa

Connecting happens entirely in the open-banking.io dashboard — there is no API call, code or key involved in this step.

  1. Sign up for open-banking.io and set an encryption passphrase. Your keys are generated locally, on your device.
  2. In the dashboard, search for and select ATLANTICO Europa, then choose business or personal.
  3. You are redirected to ATLANTICO Europa's own secure login to approve access on the bank's PSD2 consent screen.
  4. Once approved, your accounts sync straight into your dashboard, ready to view.

Access your data

After your connection is live, developers can optionally read it programmatically. On the Developers page, create an API key and export a credentials.json — this bundles the API key together with your private decryption key. From there use the CLI (openbanking accounts, openbanking transactions, openbanking sync), an SDK, or the REST API directly.

Every request sends the X-Api-Key header, and every response is decrypted locally with your own key. An API key on its own only ever returns ciphertext — without your private key, nobody (including open-banking.io) can turn it into readable data. The CLI and SDK read and sync existing connections only; the bank connection itself always lives in the dashboard.

All of this runs for roughly EUR 3/month, with no certificates and no per-call fees.

Does open-banking.io need an eIDAS certificate?

No. It is certificate-free — you connect ATLANTICO Europa through the dashboard and the bank's own consent screen, nothing else required.

Can open-banking.io see my ATLANTICO Europa transactions?

No. It is zero-knowledge and holds only your public key. Decryption happens on your device with a key only you have.

Up to 180 days, after which you re-approve access on ATLANTICO Europa's consent screen.

Start at open-banking.io.