Activo Bank API Access — Connect Portugal Accounts

Bring your Activo Bank (BIC ACTVPTPLXXX) data into your own product or workflow without wrestling with certificates or bank-specific paperwork. open-banking.io gives you a single API that reads Activo Bank accounts on demand, so you can automate reconciliation, dashboards, or lending checks while the customer stays in control of every consent.

How to connect Activo Bank

1. Create an open-banking.io account and grab your API key.
2. Call the endpoint for Activo Bank (Portugal) to start an authorization session.
3. Redirect the account holder to Activo Bank to approve access with their own credentials.
4. Receive the token and pull account, balance, and transaction data straight into your app.

What data you can read

• Accounts — identifiers, currency, and product details for personal and business accounts.
• Balances — current and available amounts refreshed on request.
• Transactions — booked and pending entries with counterparty and reference fields for clean categorisation.

Consent and coverage

Activo Bank grants consent for up to 180 days, after which the customer simply re-authorizes. open-banking.io covers both personal and business accounts, and the same integration reaches 2,600+ banks across the EU and UK — so adding Activo Bank today means the rest of the continent is one config change away.

Privacy by design

We run zero-knowledge: your credentials and tokens are never readable by us, and there are no eIDAS or QWAC certificates to buy, install, or renew. Authentication happens directly between the account holder and Activo Bank; open-banking.io only relays what you are explicitly authorized to see.

Pricing

Flat and predictable — from around EUR 3/month. No per-call surprises, no onboarding fees, no long-term lock-in.

Do I need my own banking licence?

No. You build on open-banking.io's regulated access layer and connect Activo Bank through standard consent flows.

How often can I refresh Activo Bank data?

As often as you need within the active consent window; each pull returns fresh balances and transactions.

What happens when the 180-day consent expires?

The account holder re-approves in a few taps, and your connection continues without any re-integration work.

Ready to start? Visit open-banking.io and connect Activo Bank in minutes.