BNP Paribas (Poland) API Access | Open Banking.io

Connect once and keep your BNP Paribas (Poland) financial data flowing into your own product. open-banking.io gives you a single, PSD2-ready endpoint to sync BNP Paribas accounts in near real time — no bilateral bank agreements, no eIDAS certificate wrangling, and no waiting on a lengthy onboarding queue. Whether you are building bookkeeping automation, a lending decision engine, or a personal finance dashboard, you read live BNP Paribas data through one consistent JSON schema shared across every bank we support.

How to connect BNP Paribas

1. Create an open-banking.io account and grab your API key.
2. Call the connect endpoint with BNP Paribas and the Poland market.
3. Redirect your user to BNP Paribas to authenticate and approve access.
4. Receive the callback with a ready-to-use consent token.
5. Pull accounts, balances, and transactions on demand.

What data you can access

Once consent is granted, BNP Paribas exposes both business and personal account types. For each linked account you can retrieve:

• Accounts — identifiers, currency, product name, and holder details.
• Balances — booked and available amounts, refreshed on request.
• Transactions — dated entries with counterparties, references, and amounts for reconciliation and categorisation.

Consent and coverage

A single BNP Paribas authorisation stays valid for up to 180 days, the PSD2 ceiling, before your user re-approves. Note that a BIC is not available for this connection, so route requests using the bank name and Poland market rather than a SWIFT code. BNP Paribas is one of 2,600+ institutions reachable through the same integration across the EU and UK — add more banks later without touching your code.

Privacy by design

open-banking.io is zero-knowledge: credentials go straight to BNP Paribas and are never seen or stored by us. The platform is certificate-free, so you skip the QWAC/QSEAL setup that usually gates open-banking projects. You handle tokens; we handle the bank plumbing.

Pricing

Flat and predictable — roughly EUR 3 per month. No per-call surcharges, no enterprise minimums, no surprise overage bills.

FAQ

Do I need my own PSD2 licence to use BNP Paribas here?

No. You connect under open-banking.io's regulated access, so you can start pulling BNP Paribas data without holding your own licence.

How long does a BNP Paribas consent last?

Up to 180 days per authorisation. After that, your user simply re-confirms access to continue syncing.

Can I link both business and personal BNP Paribas accounts?

Yes. Both account types are supported through the same consent flow and API schema.

Ready to sync BNP Paribas (Poland)? Start at open-banking.io.