Tolga-Os Sparebank API Access & Open Banking Data

Pulling your Tolga-Os Sparebank account and transaction history into your own tools no longer means chasing certificates or a bank sandbox. open-banking.io is a certificate-free, zero-knowledge bridge to 2,600+ EU and UK banks, and Tolga-Os Sparebank — the Eika-aligned local bank based in Tolga, Innlandet — is one of them. Both business and personal accounts are supported, and a single approval keeps your data flowing for up to 180 days before you renew.

What sets the service apart is where the keys live. When you sign up you set an encryption passphrase, and the keys derived from it are generated on your own device. open-banking.io's servers only ever hold your public key, so everything they store about your Tolga-Os Sparebank accounts stays as ciphertext until it reaches you.

How to connect Tolga-Os Sparebank

Connecting happens entirely inside the open-banking.io dashboard — there is no API call, code, or key involved in this step:

  1. Create an open-banking.io account and set your encryption passphrase (your private key never leaves your machine).
  2. In the dashboard, search for Tolga-Os Sparebank and choose the account type you need — business or personal.
  3. You are redirected to Tolga-Os Sparebank's own secure login, where you approve access on the bank's PSD2 consent screen.
  4. Your accounts sync back into the dashboard, ready to view. The consent stays valid for up to 180 days.

Access your data

Once the connection exists, reading it programmatically is an optional developer step. From the Developers page, create an API key and export a credentials.json — this bundles the API key with your private decryption key. Then use the CLI (openbanking accounts, openbanking transactions, openbanking sync), an SDK, or the REST API. Every request carries the X-Api-Key header, and each response is decrypted locally with your key. Note that Tolga-Os Sparebank publishes no BIC/SWIFT identifier here, so select it by name in the dashboard rather than by code. The CLI and SDK only read and sync existing connections — there is no connect command.

All of this runs for roughly EUR 3 per month.

Does open-banking.io ever see my Tolga-Os Sparebank data?

No. It is zero-knowledge and holds only your public key. Data is decrypted on your device with a key only you have.

Can I connect Tolga-Os Sparebank from the CLI?

No. Connecting is done in the dashboard via the bank's consent screen. The CLI only reads and syncs what you have already connected.

Up to 180 days, after which you re-approve access on Tolga-Os Sparebank's login screen.

Start at open-banking.io.