Swedbank Norway API Access & Open Banking Data

Swedbank's Norwegian operation serves companies and private customers across the Nordics, and PSD2 gives you the right to reach that account data yourself. open-banking.io turns that right into a working feed: link your Swedbank (Norway) accounts once and read balances and transactions on your own terms — no bank-issued certificate, no eIDAS enrolment, no waiting on a corporate onboarding queue.

Both business and personal account types are supported. Swedbank (Norway) has no BIC listed here, so you pick the bank by name rather than by identifier when you connect. Each authorisation runs for up to 180 days, after which you simply re-approve to keep the sync alive.

How to connect Swedbank

Connecting happens entirely inside the open-banking.io dashboard — there is no API call, code snippet or key involved in this step.

  1. Sign up at open-banking.io and set your encryption passphrase. The keys are generated on your own device, so only you can later decrypt what syncs.
  2. In the dashboard, pick Swedbank (Norway) and choose the account type — business or personal.
  3. You're redirected to Swedbank's own secure login, where you approve access on the bank's PSD2 consent screen.
  4. Control returns to your dashboard and your accounts sync in, ready to view.

That's the whole flow. Nothing leaves Swedbank until you approve it there directly.

Access your data

Once a connection exists, developers can read it programmatically — this step is optional. On the Developers page, create an API key and export a credentials.json that bundles the key with your private decryption key. Then reach for whichever tool fits:

  • CLI: openbanking accounts, openbanking transactions, openbanking sync
  • An SDK, or the REST API directly

Requests authenticate with the X-Api-Key header, and every response is decrypted locally with your own key. The API key alone only ever returns ciphertext — open-banking.io holds just your public key and can never read your data. That's the zero-knowledge design, and it costs around EUR 3/month.

Is a certificate or QWAC required?

No. open-banking.io is certificate-free — you authorise Swedbank through the dashboard redirect, with nothing to install.

Can I connect a business account via the CLI?

No. The CLI and SDK only read and sync connections that already exist. Connecting Swedbank (Norway) always happens in the dashboard.

How long does access last?

Up to 180 days per consent. Re-approve on Swedbank's screen before it expires to keep syncing without a gap.

Ready to start? Visit open-banking.io.