Surnadal Sparebank API Access & Open Banking

Reaching your Surnadal Sparebank accounts through a single, privacy-first tool no longer means juggling certificates or a bank-by-bank developer program. open-banking.io links to Surnadal Sparebank under PSD2 across 2,600+ EU/UK banks, so both business and personal accounts land in one dashboard. Every figure is decrypted on your own device with a key only you hold — the service is zero-knowledge and certificate-free, keeping just your public key on its servers.

How to connect Surnadal Sparebank

Connecting happens entirely inside the open-banking.io dashboard — there is no API call, code, or key involved in this step.

  1. Sign up for an open-banking.io account.
  2. Set your encryption passphrase. Your keys are generated locally on your device, so nobody else — not even open-banking.io — can read your data.
  3. Pick Surnadal Sparebank in the dashboard and choose your account type, business or personal.
  4. Approve on Surnadal Sparebank's own login. You're redirected to the bank's secure consent screen to authorise access directly with them.
  5. Accounts sync back into your dashboard. Consent lasts up to 180 days, after which you simply re-approve.

Access your data

Once a connection exists, developers can optionally read it programmatically. On the Developers page, create an API key and export a credentials.json — it bundles the API key together with your private decryption key. From there use the CLI (openbanking accounts, openbanking transactions, openbanking sync), an SDK, or the REST API. Requests carry the X-Api-Key header, and every response is decrypted locally with your own key. The key alone returns only ciphertext, so your private key never leaves your machine. Note the CLI and SDK read and sync existing connections — they never create one.

Surnadal Sparebank has no published BIC in our directory (BIC: n/a), which makes no difference to the flow above — selection is by name in the dashboard. All of this is included for roughly EUR 3/month.

FAQ

Do I need an API key to connect Surnadal Sparebank?

No. Connecting is done in the dashboard by approving access on the bank's own consent screen. API keys are only for optionally reading data afterward.

Can open-banking.io see my Surnadal Sparebank transactions?

No. It is zero-knowledge and holds only your public key. Data is decrypted locally with a private key that stays on your device.

How long does access last?

Up to 180 days per consent. When it expires, re-approve on Surnadal Sparebank's login to keep syncing.

Start at open-banking.io.