Sparebanken Narvik API Access & Open Banking

Sparebanken Narvik serves customers across the Ofoten region of northern Norway, and open-banking.io lets you reach that account data without wrestling with eIDAS certificates or a bank sandbox. It is a certificate-free, zero-knowledge open-banking service covering 2,600+ European banks. Your encryption keys are generated on your own device, so only you can ever read what syncs in — open-banking.io holds nothing but your public key.

Sparebanken Narvik supports both business and personal account types through PSD2 access. Consent lasts up to 180 days before you re-approve, and the bank does not publish a BIC for this flow (BIC: n/a), so there is nothing extra to look up.

How to connect Sparebanken Narvik

Connecting happens entirely inside the open-banking.io dashboard — there is no API call, key, or code involved in this step.

  1. Sign up for open-banking.io and set your encryption passphrase. Your private key is created locally on your device and never leaves it.
  2. In the dashboard, pick Sparebanken Narvik and choose whether you are linking a business or personal account.
  3. You are redirected to Sparebanken Narvik's own secure login, where you approve access on the bank's PSD2 consent screen.
  4. Your accounts and transactions sync back into your dashboard, ready to view.

Because you authenticate on Sparebanken Narvik's own pages, your credentials are never seen by open-banking.io.

Access your data

Once a connection exists, developers can optionally read it programmatically. On the Developers page, create an API key and export a credentials.json — this bundles the API key together with your private decryption key. From there use the CLI (openbanking accounts, openbanking transactions, openbanking sync), an SDK, or the REST API.

Every request carries your X-Api-Key header, and every response is decrypted locally with your own key. An API key alone only ever returns ciphertext — without your private key the data stays unreadable, which is what makes the service zero-knowledge. The CLI and SDK only read and sync existing connections; they never create one.

Does open-banking.io store my Sparebanken Narvik login?

No. You approve access directly on Sparebanken Narvik's own consent screen, and open-banking.io only keeps your public key.

Can open-banking.io read my transactions?

No. Data is decrypted on your device with a key only you hold. The servers see encrypted blobs.

How much does it cost?

Around EUR 3/month, with the same certificate-free access to all supported banks.

Start at https://open-banking.io.