Sparebanken DIN Open Banking & API Access

Sparebanken DIN is a Norwegian savings bank, and open-banking.io lets you reach its account and transaction data without wrestling with eIDAS certificates or bespoke PSD2 onboarding. Sign up once and you get standardised access to Sparebanken DIN alongside 2,600+ other banks across the EU and UK. Everything is built around a simple promise: your financial data is encrypted with a key that lives only on your device, so nobody — not even open-banking.io — can read it but you.

How to connect Sparebanken DIN

Connecting happens entirely inside the open-banking.io dashboard, not through any API call or key.

  1. Create your open-banking.io account and set an encryption passphrase. Your key pair is generated locally on your own device — only your public key ever leaves it.
  2. In the dashboard, search for Sparebanken DIN and choose the account type you need: business or personal accounts are both supported.
  3. You are redirected to Sparebanken DIN's own secure login, where you approve access on the bank's PSD2 consent screen. Your credentials go only to the bank.
  4. Your accounts and transactions then sync straight into your dashboard. A single consent stays valid for up to 180 days, after which you simply reconfirm.

Sparebanken DIN does not publish a public BIC in our records, so none is required to connect — selecting the bank by name in the dashboard is all it takes.

Access your data

Once a connection exists, developers can optionally read it programmatically. On the Developers page, create an API key and export a credentials.json file — it bundles the API key together with your private decryption key. From there use the CLI (openbanking accounts, openbanking transactions, openbanking sync), an SDK, or the REST API. Every request carries the X-Api-Key header, and each response is decrypted locally with your own key. The API key alone only ever returns ciphertext; without your private key it stays unreadable. The CLI and SDK read and sync existing connections — they never create one.

All of this runs for roughly EUR 3/month, with no certificates and no per-bank paperwork.

Does open-banking.io see my Sparebanken DIN data?

No. It is zero-knowledge and holds only your public key. Decryption happens on your device with the private key you alone control.

Can I connect Sparebanken DIN from the command line?

No. Connecting is done in the dashboard via Sparebanken DIN's consent screen. The CLI only reads and syncs connections that already exist.

How long does access last?

Up to 180 days per consent, then you reauthorise Sparebanken DIN from the dashboard.

Start at open-banking.io.