SpareBank 1 Nordmøre Open Banking & API Access

Want programmatic reach into your SpareBank 1 Nordmøre accounts without wrestling with eIDAS certificates or bank onboarding paperwork? open-banking.io links this Kristiansund savings bank — part of the wider SpareBank 1 alliance — into one certificate-free workspace covering 2,600+ European banks. It works for both business and personal SpareBank 1 Nordmøre accounts, and every consent runs for up to 180 days before you renew. SpareBank 1 Nordmøre publishes no public BIC here (n/a), so there is nothing extra to look up — you simply select the bank by name.

The defining trait is privacy. open-banking.io is zero-knowledge: your encryption keys are generated on your own device from a passphrase only you know, and the platform stores just your public key. Account balances and transactions are decrypted locally, so the service itself can never read your SpareBank 1 Nordmøre data.

How to connect SpareBank 1 Nordmøre

Connecting happens entirely inside the open-banking.io dashboard — there is no API call, code, or key involved in this step.

  1. Sign up for open-banking.io and set your encryption passphrase (your private key is created on your device).
  2. In the dashboard, choose SpareBank 1 Nordmøre and pick the account type — business or personal.
  3. You are redirected to SpareBank 1 Nordmøre's own secure login and consent screen, where you approve access under PSD2.
  4. Your accounts sync back into the dashboard, encrypted under your key.

That is the whole connection flow — you authorise directly with the bank, and open-banking.io never sees your credentials.

Access your data

Reading data programmatically is an optional developer step after the bank is connected. On the Developers page, create an API key and export a credentials.json — it bundles your API key with your private decryption key. From there use the CLI (openbanking accounts, openbanking transactions, openbanking sync), an SDK, or the REST API. Requests authenticate with the X-Api-Key header, and each response is decrypted locally with your own key. Without that private key, the API returns only ciphertext — even to you.

All of this runs for roughly EUR 3/month.

Do I need an eIDAS certificate for SpareBank 1 Nordmøre?

No. open-banking.io is certificate-free — you approve access on the bank's consent screen and never handle certificates.

Can open-banking.io read my SpareBank 1 Nordmøre transactions?

No. It is zero-knowledge and holds only your public key; decryption happens on your device.

How long does access last before renewal?

SpareBank 1 Nordmøre grants consent for up to 180 days, after which you re-approve from the dashboard.

Start at https://open-banking.io.