SpareBank 1 Lom og Skjåk Open Banking & API Access

Reach your SpareBank 1 Lom og Skjåk accounts through a single, privacy-first workspace. open-banking.io links to more than 2,600 banks across the EU and UK, and this Gudbrandsdalen savings bank is one of them — no eIDAS certificate, no PSD2 licence, and no bank-specific paperwork required on your side. Both business and personal SpareBank 1 Lom og Skjåk accounts are supported, and your financial data is decrypted locally with a key only you hold.

How to connect SpareBank 1 Lom og Skjåk

Connecting happens entirely in the open-banking.io dashboard — there is no API call, code, or key involved in this step:

  1. Sign up for open-banking.io and open the dashboard.
  2. Set an encryption passphrase. Your keys are generated right on your device, so the service only ever stores your public key.
  3. Pick SpareBank 1 Lom og Skjåk from the bank list and choose your account type — business or personal.
  4. Approve on the bank's own screen. You are redirected to SpareBank 1 Lom og Skjåk's secure login to grant PSD2 consent directly with the bank. Consent lasts up to 180 days before you renew it.
  5. Accounts sync back into your dashboard, where balances and transactions appear ready to review.

SpareBank 1 Lom og Skjåk does not publish a standalone BIC for this purpose, but none is needed — the dashboard handles bank selection for you.

Access your data

After a connection exists, developers can optionally read it programmatically. On the Developers page, create an API key and export a credentials.json — this bundles the API key together with your private decryption key. From there the CLI (openbanking accounts, openbanking transactions, openbanking sync), an SDK, or the REST API can pull your data. Requests authenticate with the X-Api-Key header, and every response is decrypted locally with your own key. The CLI and SDK only read and sync connections you have already approved — there is no connect command.

Because open-banking.io is zero-knowledge, its servers hold only your public key and can never read your statements. An API key alone returns ciphertext; without your private key it stays unreadable. All of this runs on flat pricing of roughly EUR 3 per month.

Do I need a certificate to connect SpareBank 1 Lom og Skjåk?

No. open-banking.io is certificate-free — you approve access on the bank's own consent screen and nothing else is required.

Can open-banking.io see my SpareBank 1 Lom og Skjåk transactions?

No. Data is decrypted only on your device with a key you hold, so the service stores only your public key.

How long does access last?

SpareBank 1 Lom og Skjåk consent runs for up to 180 days, after which you re-approve it in the dashboard.

Start at open-banking.io.