PayPal API Access & Open Banking in Norway | Guide

PayPal is a global online payment platform, and in Norway it functions as a licensed account you can bring into the open-banking fold. With open-banking.io you can link your PayPal account, view balances and transaction history in one dashboard, and — if you write code — pull that data programmatically. Everything is encrypted on your own device with a key only you hold, so no certificates, no eIDAS onboarding, and no shared secrets are ever required.

PayPal (Norway) exposes business and personal accounts through open-banking.io, with a maximum consent window of 180 days before you re-approve. There is no BIC on record for the PayPal connection — you simply select it by name.

How to connect PayPal

Connecting happens entirely inside the open-banking.io dashboard — there is no API call, code, or key involved in this step.

  1. Sign up for open-banking.io and set your encryption passphrase. Your key pair is generated locally on your device; the service only ever stores your public key.
  2. Open the dashboard and search for PayPal in the bank list.
  3. Choose your account type — business or personal.
  4. You are redirected to PayPal's own secure login, where you approve access under PSD2. Your credentials go to PayPal, never to us.
  5. Once approved, your PayPal accounts and transactions sync straight into your dashboard.

That consent stays valid for up to 180 days, after which you repeat the quick approval.

Access your data

Reading PayPal data in code is an optional step you take after connecting. On the Developers page, create an API key and export a credentials.json — this bundles the API key together with your private decryption key. Then reach your data with the CLI (openbanking accounts, openbanking transactions, openbanking sync), an SDK, or the REST API. Requests carry your key in the X-Api-Key header, and every response is decrypted locally with your private key. Without that key, an API key alone returns only ciphertext — a direct result of the zero-knowledge design.

All of this runs for roughly EUR 3/month, across 2,600+ supported EU and UK banks.

Do I need a developer certificate for PayPal?

No. open-banking.io is certificate-free — you approve access on PayPal's own screen and nothing else is needed.

Can open-banking.io read my PayPal transactions?

No. Data is decrypted only on your device with your private key. Our servers hold just your public key and encrypted blobs.

Does the CLI connect my PayPal account?

No. The CLI and SDK only read or sync accounts you have already linked in the dashboard — there is no connect command.