Access Pareto Bank Data: Open Banking & API (Norway)

Pareto Bank is an Oslo-based specialist lender, and open-banking.io gives you a clean, standards-based way to reach its account data across the EU and UK. There are no eIDAS certificates to buy, no bank-specific SDK to wire up, and no servers that can read what you pull. Whether you hold a business or a personal account, you approve access once and your balances and transactions flow into a dashboard only you can decrypt.

open-banking.io covers 2,600+ banks under one PSD2 integration, so Pareto Bank works exactly like every other institution on the platform — the same steps, the same tooling.

How to connect Pareto Bank

Connecting happens entirely in the open-banking.io dashboard — no code, no API key, no endpoint call:

  1. Sign up and set an encryption passphrase. Your key pair is generated locally on your own device; open-banking.io only ever stores your public key.
  2. In the dashboard, choose Pareto Bank and select your account type — business or personal.
  3. You're redirected to Pareto Bank's own secure login to approve access under PSD2 consent. Your credentials go only to the bank.
  4. Once approved, your accounts sync back into the dashboard, ready to view.

Consent lasts up to 180 days, after which you simply re-approve on Pareto Bank's screen to keep the connection live. (Pareto Bank has no assigned BIC on the platform, so there's nothing extra to enter.)

Access your data

Once a connection exists, developers can read it programmatically — this step is optional. From the Developers page, create an API key and export a credentials.json, which bundles that API key together with your private decryption key. Then:

  • CLI: openbanking accounts, openbanking transactions, openbanking sync
  • Or use an SDK, or call the REST API directly

Every request sends the X-Api-Key header, and every response is decrypted locally with your private key. The API key alone only ever returns ciphertext — without your key there is nothing readable. The CLI and SDK read and refresh existing connections; they never establish one.

All of this runs for around EUR 3/month.

Does open-banking.io see my Pareto Bank data?

No. It's zero-knowledge — the platform holds only your public key, and decryption happens on your device.

Do I need a certificate to connect Pareto Bank?

No. open-banking.io is certificate-free; there are no eIDAS or QWAC certificates to manage.

Can I connect Pareto Bank from the CLI?

No. Connecting is a dashboard-only flow via Pareto Bank's consent screen. The CLI only reads and syncs connections you've already approved.

Ready to start? Visit open-banking.io.