Pareto Bank API Access for Open Banking Data

Bringing Pareto Bank data into your own systems no longer means wrestling with certificates or a bespoke bank integration. With open-banking.io you point a single API at Pareto Bank and start pulling account information straight into your app, spreadsheet or accounting stack. Because the same interface already reaches 2,600+ banks across the EU and UK, the code you write for Pareto Bank works everywhere else too.

How to connect Pareto Bank

  1. Create an open-banking.io account and grab your API key.
  2. Select Pareto Bank from the supported-institution list.
  3. Send your customer to Pareto Bank's own login to approve access.
  4. Receive the consent token and begin reading data through one endpoint set.

What data you can access

  • Accounts — business and personal account details and identifiers.
  • Balances — current and available figures, refreshed on demand.
  • Transactions — dated line items with amounts, counterparties and references.

Pareto Bank supports both business and personal account types through open-banking.io. A single customer authorisation stays valid for up to 180 days before a renewal is required, so long-running dashboards and reconciliation jobs keep flowing without weekly re-prompts. Pareto Bank does not publish a BIC through this channel, so connections are keyed to the institution directly rather than a SWIFT code.

Privacy by design

The platform is zero-knowledge: your customers authenticate on Pareto Bank's infrastructure and we never see or store their banking credentials. There are no eIDAS or QWAC certificates to buy, provision or rotate — the certificate-free model removes the heaviest part of a traditional PSD2 setup.

Pricing

One flat subscription of roughly EUR 3 per month covers your Pareto Bank connection and every other bank on the network. No per-call metering, no enterprise onboarding fee.

Is a certificate required to connect Pareto Bank?

No. open-banking.io is entirely certificate-free, so you can integrate Pareto Bank without QWAC or eIDAS paperwork.

Each authorisation is valid for up to 180 days, after which the account holder simply re-approves access.

Which Pareto Bank accounts are supported?

Both business and personal accounts are covered, exposing accounts, balances and transaction history.

Ready to start? Explore the full platform at open-banking.io.